diff --git a/src/features/wallet/components/AssetBalanceGrid.tsx b/src/features/wallet/components/AssetBalanceGrid.tsx
new file mode 100644
index 0000000..e9f6556
--- /dev/null
+++ b/src/features/wallet/components/AssetBalanceGrid.tsx
@@ -0,0 +1,72 @@
+'use client';
+
+import { Card, CardHeader, CardTitle, CardDescription, CardContent } from '@/components/ui/card';
+import { Wallet } from 'lucide-react';
+import { formatCurrency, formatRelativeTime } from '@/lib/format';
+import { AssetCard } from './AssetCard';
+import type { WalletSummary } from '../types';
+
+interface AssetBalanceGridProps {
+  summary: WalletSummary | null;
+  isLoading?: boolean;
+}
+
+export function AssetBalanceGrid({ summary, isLoading }: AssetBalanceGridProps) {
+  if (isLoading) {
+    return (
+      <Card className="p-8">
+        <div className="flex flex-col items-center gap-3 text-center">
+          <div className="h-8 w-8 animate-pulse rounded-full bg-surface-secondary" />
+          <div className="h-4 w-48 animate-pulse rounded-button bg-surface-secondary" />
+          <div className="h-3 w-32 animate-pulse rounded-button bg-surface-secondary" />
+        </div>
+      </Card>
+    );
+  }
+
+  if (!summary || summary.assets.length === 0) {
+    return (
+      <Card className="p-8">
+        <div className="flex flex-col items-center gap-3 text-center">
+          <Wallet className="h-8 w-8 text-foreground-muted" />
+          <h4 className="font-semibold text-sm text-foreground">No assets found</h4>
+          <p className="text-xs text-foreground-muted max-w-xs">
+            Your wallet does not hold any Stellar assets yet. Once you receive tokens, they will appear here.
+          </p>
+        </div>
+      </Card>
+    );
+  }
+
+  return (
+    <div className="space-y-4">
+      <Card>
+        <CardHeader>
+          <div className="flex items-center justify-between">
+            <div>
+              <CardTitle>Asset Balances</CardTitle>
+              <CardDescription>
+                Multi-asset overview across your Stellar wallet
+              </CardDescription>
+            </div>
+            <div className="text-right">
+              <p className="font-display text-2xl font-bold tabular text-foreground">
+                {formatCurrency(summary.totalUsdValue, 'USD')}
+              </p>
+              <p className="text-2xs text-foreground-muted">
+                Total Value · {formatRelativeTime(summary.lastUpdated)}
+              </p>
+            </div>
+          </div>
+        </CardHeader>
+        <CardContent>
+          <div className="grid gap-3 sm:grid-cols-2 lg:grid-cols-3 xl:grid-cols-4">
+            {summary.assets.map((asset) => (
+              <AssetCard key={asset.id} asset={asset} />
+            ))}
+          </div>
+        </CardContent>
+      </Card>
+    </div>
+  );
+}
diff --git a/src/features/wallet/components/AssetCard.tsx b/src/features/wallet/components/AssetCard.tsx
new file mode 100644
index 0000000..8404ebf
--- /dev/null
+++ b/src/features/wallet/components/AssetCard.tsx
@@ -0,0 +1,56 @@
+'use client';
+
+import { Card, CardContent } from '@/components/ui/card';
+import { Badge } from '@/components/ui/badge';
+import { formatCurrency } from '@/lib/format';
+import type { AssetBalance } from '../types';
+
+interface AssetCardProps {
+  asset: AssetBalance;
+}
+
+const ASSET_COLORS: Record<string, string> = {
+  XLM: 'bg-info-soft text-info',
+  USDC: 'bg-success-soft text-success',
+  EURC: 'bg-gold-soft text-gold-strong',
+  ASTRO: 'bg-warning-soft text-warning',
+};
+
+export function AssetCard({ asset }: AssetCardProps) {
+  const usdValue = asset.balance * asset.usdPrice;
+  const colorClass = ASSET_COLORS[asset.code] ?? 'bg-surface-secondary text-foreground-secondary';
+
+  return (
+    <Card interactive className="p-4">
+      <CardContent className="p-0">
+        <div className="flex items-start justify-between gap-3">
+          <div className="flex items-center gap-3">
+            <div
+              className={`flex h-10 w-10 items-center justify-center rounded-button text-xs font-bold ${colorClass}`}
+            >
+              {asset.code}
+            </div>
+            <div>
+              <h4 className="font-semibold text-sm text-foreground">{asset.name}</h4>
+              <p className="font-mono text-2xs text-foreground-muted">{asset.code}</p>
+            </div>
+          </div>
+          <Badge variant="outline" size="sm" className="font-mono">
+            ${asset.usdPrice.toFixed(2)}
+          </Badge>
+        </div>
+
+        <div className="mt-4 space-y-1">
+          <div className="flex items-baseline justify-between">
+            <span className="font-display text-xl font-bold tabular text-foreground">
+              {formatCurrency(asset.balance, asset.code)}
+            </span>
+          </div>
+          <p className="text-xs text-foreground-muted">
+            {formatCurrency(usdValue, 'USD')} equivalent
+          </p>
+        </div>
+      </CardContent>
+    </Card>
+  );
+}
diff --git a/src/features/wallet/index.ts b/src/features/wallet/index.ts
new file mode 100644
index 0000000..5236035
--- /dev/null
+++ b/src/features/wallet/index.ts
@@ -0,0 +1,4 @@
+export { AssetBalanceGrid } from './components/AssetBalanceGrid';
+export { AssetCard } from './components/AssetCard';
+export type { AssetBalance, AssetCode, WalletSummary } from './types';
+export { MOCK_WALLET_SUMMARY, MOCK_ASSET_BALANCES } from './mock-data';
diff --git a/src/features/wallet/mock-data.ts b/src/features/wallet/mock-data.ts
index 024fc8c..cacf2c4 100644
--- a/src/features/wallet/mock-data.ts
+++ b/src/features/wallet/mock-data.ts
@@ -1,57 +1,47 @@
-import type { StellarAsset } from './types';
+import type { AssetBalance, WalletSummary } from './types';
 
-/**
- * Preset list of well-known Stellar assets.
- * Issuer keys are real Stellar mainnet addresses for these tokens.
- */
-export const presetAssets: StellarAsset[] = [
+export const MOCK_ASSET_BALANCES: AssetBalance[] = [
   {
+    id: 'ast-xlm',
+    code: 'XLM',
+    name: 'Stellar Lumens',
+    balance: 12450.75,
+    usdPrice: 0.12,
+    decimals: 7,
+  },
+  {
+    id: 'ast-usdc',
     code: 'USDC',
-    issuer: 'GA5ZSEJYB37JTH5UA4GHHQTUWQZ3XMY4Y2S3VHLW7A7I73ZMIFR67LMZ',
     name: 'USD Coin',
-    verification: 'verified',
-    trustline: 'trusted',
+    balance: 8420.5,
+    usdPrice: 1.0,
+    issuer: 'GA5ZSEJ6B3AE8RGX3C古城L4PBRPSNY7HO6AZGEBTXOZMOI57DPMGBGI',
+    decimals: 7,
   },
   {
+    id: 'ast-eurc',
     code: 'EURC',
-    issuer: 'GDQOE23C4MMKFZ25LZ5SE6Y56NYCJ7NKVP6YSO7HA7KJLJ7T6S5YEUU',
     name: 'Euro Coin',
-    verification: 'verified',
-    trustline: 'untrusted',
-  },
-  {
-    code: 'yXLM',
-    issuer: 'GALPCCUINT6MUDRN6PMKG6CLTEL3TE3KDEFSAU5T2RUEETE5Z5EMX25VP',
-    name: 'yXLM (Superfluid)',
-    verification: 'verified',
-    trustline: 'untrusted',
-  },
-  {
-    code: 'ARST',
-    issuer: 'GBSTZN5OZTUIJ5ZG4N6XZSOPCJ5T765B5N7L4YELLGLO2ZBEDJWN7B1A',
-    name: 'Arst',
-    verification: 'verified',
-    trustline: 'untrusted',
+    balance: 3200.0,
+    usdPrice: 1.09,
+    issuer: 'GAXLKZUT5RRPOOMN6HEB3TTSX5IREHBWMFT76Y2G4Q377E3VZE5BN2EQ',
+    decimals: 7,
   },
   {
-    code: 'BTC',
-    issuer: 'GAUTUYYRTHMLUOVG7VZ7S5S7N3H3RE7V6Y3S3Z4J5Z2YX4QH4ZXXXX',
-    name: 'Bitcoin on Stellar',
-    verification: 'unverified',
-    trustline: 'untrusted',
-  },
-  {
-    code: 'ETH',
-    issuer: 'GBVOLZ7F7Y7EVJZXEWZ3F6V3EODV4YU4GIOFAPJFHTJL4R7PKM3KJP7F',
-    name: 'Ethereum on Stellar',
-    verification: 'unverified',
-    trustline: 'untrusted',
-  },
-  {
-    code: 'SRT',
-    issuer: 'GSSPDVH3SS66RCPPLJDCNLD4PC6S5KSJVYAJI7GPXGCQ7ESKC3STHT4A',
-    name: 'Soroban token',
-    verification: 'unverified',
-    trustline: 'untrusted',
+    id: 'ast-astro',
+    code: 'ASTRO',
+    name: 'Astroid Token',
+    balance: 45000.0,
+    usdPrice: 0.05,
+    decimals: 7,
   },
 ];
+
+export const MOCK_WALLET_SUMMARY: WalletSummary = {
+  totalUsdValue: MOCK_ASSET_BALANCES.reduce(
+    (sum, asset) => sum + asset.balance * asset.usdPrice,
+    0,
+  ),
+  assets: MOCK_ASSET_BALANCES,
+  lastUpdated: new Date().toISOString(),
+};
diff --git a/src/features/wallet/types.ts b/src/features/wallet/types.ts
index 19917ee..dbc20f3 100644
--- a/src/features/wallet/types.ts
+++ b/src/features/wallet/types.ts
@@ -1,23 +1,18 @@
-/** An asset entry in the Stellar Asset Directory. */
+export type AssetCode = 'XLM' | 'USDC' | 'EURC' | 'ASTRO';
 
-export type AssetVerificationStatus = 'verified' | 'unverified';
-
-export type AssetTrustlineStatus = 'trusted' | 'untrusted';
-
-export interface StellarAsset {
-  /** Short code, e.g. "USDC", "EURC", "yXLM". Max 12 alphanumeric chars. */
-  code: string;
-  /** Stellar issuer public key (starts with 'G', 56 characters). */
-  issuer: string;
-  /** Human-readable name, e.g. "USD Coin". */
+export interface AssetBalance {
+  id: string;
+  code: AssetCode;
   name: string;
-  /** Whether the issuer has been verified by the directory. */
-  verification: AssetVerificationStatus;
-  /** Whether the current wallet holds a trustline for this asset. */
-  trustline: AssetTrustlineStatus;
+  balance: number;
+  usdPrice: number;
+  iconUrl?: string;
+  issuer?: string;
+  decimals: number;
 }
 
-export interface AddAssetFormValues {
-  code: string;
-  issuer: string;
+export interface WalletSummary {
+  totalUsdValue: number;
+  assets: AssetBalance[];
+  lastUpdated: string;
 }