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Issue #5: Integrate Twilio SMS Notifications #5

Description

@Chinaza007

Labels: feature, backend, notifications, good-first-issue, P2-medium
Description:
Integrate Twilio for sending SMS notifications when transactions are completed.
Acceptance Criteria:

Twilio SDK integrated
Send SMS when transaction confirmed
SMS contains: amount, sender (if known), confirmation link
Handle SMS delivery failures
Log all SMS attempts
Respect user notification preferences
Support international phone numbers

SMS Template:
StreamLine: You received $50.00 from John.
View details: https://streamline.app/tx/abc123
Environment Variables:
TWILIO_ACCOUNT_SID=your_sid
TWILIO_AUTH_TOKEN=your_token
TWILIO_PHONE_NUMBER=+1234567890
Resources:

Twilio Node SDK

Estimated Time: 4-5 hours

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