**Description:** Implement recurring transfer scheduler allowing users to set up automatic periodic transfers to savings goals. **Acceptance Criteria:** - [ ] Create schedule configuration API - [ ] Implement cron-based scheduler - [ ] Add schedule validation - [ ] Implement transfer execution - [ ] Add failure handling and retries - [ ] Create schedule management UI support - [ ] Add schedule notifications ---
Description:
Implement recurring transfer scheduler allowing users to set up automatic periodic transfers to savings goals.
Acceptance Criteria: