diff --git a/src/engine/meter.ts b/src/engine/meter.ts
index d259e26..eb822df 100644
--- a/src/engine/meter.ts
+++ b/src/engine/meter.ts
@@ -38,6 +38,8 @@ export interface MeterReading {
   /** Billing surface (Gap 8): api = pay-per-token (optimize OUTPUT tokens hard),
    * plan = subscription (context window is the constraint), unknown = can't tell. */
   billingMode: "api" | "plan" | "unknown";
+  /** G5: last seen model name (when known) — the receipt keys $ rates off it. */
+  model?: string;
 }
 
 /**
@@ -112,6 +114,8 @@ interface State {
   savedTokens: number;
   /** Window adopted from the request's model id (proxy path). */
   modelWindowTokens?: number;
+  /** G5: last seen model NAME (proxy onModel / host probe) — receipt rates key off it. */
+  lastModel?: string;
   /** Last time any traffic hit the meter — cache-staleness signal. */
   lastActivityTs?: number;
 }
@@ -200,12 +204,17 @@ export function createMeter(root: string, opts: MeterOptions = {}): Meter {
     },
     onModel(model) {
       const w = modelWindow(model);
-      if (w === null) return;
       reload();
-      if (state.modelWindowTokens !== w) {
+      let dirty = false;
+      if (state.lastModel !== model) {
+        state.lastModel = model;
+        dirty = true;
+      }
+      if (w !== null && state.modelWindowTokens !== w) {
         state.modelWindowTokens = w;
-        save();
+        dirty = true;
       }
+      if (dirty) save();
     },
     read() {
       reload();
@@ -262,10 +271,10 @@ export function createMeter(root: string, opts: MeterOptions = {}): Meter {
       if (status !== "ok") advice += billingHint(billingMode);
       // Report the EFFECTIVE window so the dashboard/meter show the honest
       // denominator (e.g. "420k / 1M"), not the stale configured 200k.
-      return { usedTokens, windowTokens: effectiveWindow, usedPct, savedTokens: state.savedTokens, optimizationPct, estimated, cacheCold, status, advice, billingMode };
+      return { usedTokens, windowTokens: effectiveWindow, usedPct, savedTokens: state.savedTokens, optimizationPct, estimated, cacheCold, status, advice, billingMode, ...(state.lastModel ? { model: state.lastModel } : {}) };
     },
     reset() {
-      state = { lastRequestTokens: 0, toolTokens: 0, savedTokens: state.savedTokens };
+      state = { lastRequestTokens: 0, toolTokens: 0, savedTokens: state.savedTokens, ...(state.lastModel ? { lastModel: state.lastModel } : {}) };
       save();
     },
   };
diff --git a/src/engine/receipt.ts b/src/engine/receipt.ts
index ae416e0..a87f1eb 100644
--- a/src/engine/receipt.ts
+++ b/src/engine/receipt.ts
@@ -162,6 +162,18 @@ export function recordRedirect(root: string, path: string): void {
   }
 }
 
+/** G5: input-token $ per MTok — static, DATED; update alongside provider
+ * price changes. Used ONLY for api-billing sessions (plan cost is quota, not $). */
+const RATES_AS_OF = "2026-07";
+const RATE_PER_MTOK: Array<{ match: RegExp; usd: number }> = [
+  { match: /fable|opus/i, usd: 15 },
+  { match: /sonnet/i, usd: 3 },
+  { match: /haiku/i, usd: 1 },
+  { match: /gpt-5/i, usd: 10 },
+  { match: /gpt-4o|gpt-4\.1/i, usd: 5 },
+  { match: /gemini/i, usd: 2.5 },
+];
+
 export interface ReceiptInput {
   meter: MeterReading;
   mark: SessionMark | null;
@@ -239,6 +251,16 @@ export function buildReceipt(i: ReceiptInput): string {
   // G6 forecast: only when it's a plan-billed session, we have a marker, the
   // session has run long enough to trust a burn rate, and there's something
   // to project (avoided > 0) — otherwise it's noise or a divide-by-garbage.
+  // G5 dollars: api-billing only — plan users' cost is quota, never shown $.
+  if (meter.billingMode === "api" && avoided > 0 && meter.model) {
+    const rate = RATE_PER_MTOK.find((r) => r.match.test(meter.model!));
+    if (rate) {
+      lines.push(
+        `≈ $${((avoided / 1_000_000) * rate.usd).toFixed(2)} avoided at ${meter.model} input rates (as of ${RATES_AS_OF}, estimate)`,
+      );
+    }
+  }
+
   if (meter.billingMode === "plan" && mark && avoided > 0) {
     const sessionMs = now() - Date.parse(mark.startTs);
     const hours = sessionMs / 3_600_000;
diff --git a/src/hooks/index.ts b/src/hooks/index.ts
index 6899bc7..7049635 100644
--- a/src/hooks/index.ts
+++ b/src/hooks/index.ts
@@ -11,7 +11,8 @@
  *
  * Hooks must NEVER break the host: any internal error exits 0 silently.
  */
-import { existsSync, statSync } from "node:fs";
+import { existsSync, readFileSync, statSync } from "node:fs";
+import { createHash } from "node:crypto";
 import { createFileCCRStore } from "../ccr/store.js";
 import { createMemory } from "../engine/memory.js";
 import { createMeter } from "../engine/meter.js";
@@ -23,7 +24,7 @@ import { currentContextTokens, currentContextModel } from "../engine/usage.js";
 import { ccrRoot, memoryRoot, meterRoot, wikiRoot, loopStatePath, activityRoot, feedbackRoot } from "../paths.js";
 import { decideLoopStop } from "./stop.js";
 import { decidePostToolUse, type PostToolUseInput } from "./posttooluse.js";
-import { decidePreToolUse, type PreToolUseInput } from "./pretooluse.js";
+import { decidePreToolUse, defaultPreToolUseIo, type PreToolUseInput } from "./pretooluse.js";
 import { sessionStartOutput } from "./sessionstart.js";
 import { mineNewTranscripts } from "../learn.js";
 import { GOAL_LOOP_NUDGE } from "../platforms.js";
@@ -71,13 +72,48 @@ async function main(): Promise<void> {
           /* receipt bookkeeping — never break the host */
         }
       }
-      const decision = decidePreToolUse(preInput);
+      // G4 io: session reads-map entry + current mtime + CCR content-hash
+      // probe. All fail-open — any error means the decide sees null and allows.
+      const decision = decidePreToolUse(preInput, {
+        ...defaultPreToolUseIo, // keeps readWorkflow → constraint denial intact
+        readEntry: (fp) => {
+          try {
+            return readSessionMark(meterRoot())?.reads[fp] ?? null;
+          } catch {
+            return null;
+          }
+        },
+        mtimeOf: (fp) => statSync(fp).mtimeMs,
+        recallHandleFor: (fp) => {
+          try {
+            const h = createHash("sha256").update(readFileSync(fp, "utf8"), "utf8").digest("hex");
+            return createFileCCRStore(ccrRoot()).has(h) ? h : null;
+          } catch {
+            return null;
+          }
+        },
+      });
       // Distinguish the LARGE-READ redirect deny from a CONSTRAINTS deny by
       // reason text — decidePreToolUse's redirect reason always starts with
       // "Large file"; the constraints reason starts with "Blocked by project".
       if (decision) {
         const hso = decision["hookSpecificOutput"] as Record<string, unknown> | undefined;
         const reason = hso?.["permissionDecisionReason"] as string | undefined;
+        if (typeof reason === "string" && reason.startsWith("unchanged since last read") && typeof preInput.tool_input?.file_path === "string") {
+          try {
+            createActivityLog(activityRoot(), { protectSince: () => readSessionMark(meterRoot())?.startTs ?? null }).record({
+              agent: "hook",
+              tool: "Read",
+              summary: "served from recall (repeat read)",
+              saved: 0, // honest math: counted only when the recall is retrieved
+              source: "hook",
+              kind: "redirect",
+              file: preInput.tool_input.file_path,
+            });
+          } catch {
+            /* receipt bookkeeping — never break the host */
+          }
+        }
         if (typeof reason === "string" && reason.startsWith("Large file") && typeof preInput.tool_input?.file_path === "string") {
           try {
             const p = preInput.tool_input.file_path;
diff --git a/src/hooks/pretooluse.ts b/src/hooks/pretooluse.ts
index e7c359a..362c3e7 100644
--- a/src/hooks/pretooluse.ts
+++ b/src/hooks/pretooluse.ts
@@ -54,9 +54,15 @@ export interface PreToolUseIo {
   exists: (p: string) => boolean;
   sizeOf: (p: string) => number;
   readWorkflow?: () => string | null;
+  /** G4 (all optional, fail-open): session reads-map entry for a path. */
+  readEntry?: (path: string) => { count: number; mtimeMs: number } | null;
+  /** Current mtime — belt+braces against a change racing the reads map. */
+  mtimeOf?: (path: string) => number;
+  /** sha256 of the file's exact bytes IF that content is already in CCR. */
+  recallHandleFor?: (path: string) => string | null;
 }
 
-const defaultIo: PreToolUseIo = {
+export const defaultPreToolUseIo: PreToolUseIo = {
   exists: existsSync,
   sizeOf: (p) => statSync(p).size,
   readWorkflow: () => {
@@ -107,10 +113,46 @@ function decideConstraintDenial(input: PreToolUseInput, io: PreToolUseIo): Recor
   };
 }
 
-export function decidePreToolUse(input: PreToolUseInput, io: PreToolUseIo = defaultIo): Record<string, unknown> | null {
+/**
+ * G4: repeat-read of an UNCHANGED file whose exact content already lives in
+ * CCR → deny with the real, resolvable recall handle. Never blocks fresh
+ * content: any missing io, changed mtime, absent CCR entry, or error → null.
+ * Honest math: the deny itself claims saved:0 — savings count only when the
+ * recall is actually retrieved.
+ */
+export function decideRepeatReadRecall(input: PreToolUseInput, io: PreToolUseIo): Record<string, unknown> | null {
+  if (input.tool_name !== "Read") return null;
+  const path = input.tool_input?.file_path;
+  if (typeof path !== "string" || path.length === 0) return null;
+  if (!io.readEntry || !io.mtimeOf || !io.recallHandleFor) return null;
+  try {
+    const entry = io.readEntry(path);
+    // recordRead has already run for THIS attempt, so count>=2 = genuine
+    // repeat; mtime equality guards a change racing the reads map.
+    if (!entry || entry.count < 2 || entry.mtimeMs !== io.mtimeOf(path)) return null;
+    const handle = io.recallHandleFor(path);
+    if (!handle) return null;
+    return {
+      hookSpecificOutput: {
+        hookEventName: "PreToolUse",
+        permissionDecision: "deny",
+        permissionDecisionReason: `unchanged since last read — the exact content is already in recall. Retrieve ⟨recall:${handle}⟩ (knitbrain_retrieve) instead of re-reading; byte-exact.`,
+      },
+    };
+  } catch {
+    return null;
+  }
+}
+
+export function decidePreToolUse(input: PreToolUseInput, io: PreToolUseIo = defaultPreToolUseIo): Record<string, unknown> | null {
   const constraintDenial = decideConstraintDenial(input, io);
   if (constraintDenial) return constraintDenial;
 
+  // G4 repeat-read recall beats the large-file redirect: if the content is
+  // already stored, serving the handle is strictly better than a redirect.
+  const recallDenial = decideRepeatReadRecall(input, io);
+  if (recallDenial) return recallDenial;
+
   if (input.tool_name !== "Read") return null;
   const path = input.tool_input?.file_path;
   if (typeof path !== "string" || path.length === 0) return null;
diff --git a/tests/hooks.test.ts b/tests/hooks.test.ts
index 33750b2..6b74962 100644
--- a/tests/hooks.test.ts
+++ b/tests/hooks.test.ts
@@ -2,7 +2,7 @@ import { describe, it, expect, beforeEach, afterEach } from "vitest";
 import { mkdtempSync, readFileSync, rmSync, writeFileSync, mkdirSync } from "node:fs";
 import { tmpdir } from "node:os";
 import { join } from "node:path";
-import { decidePreToolUse, READ_REDIRECT_BYTES } from "../src/hooks/pretooluse.js";
+import { decidePreToolUse, decideRepeatReadRecall, READ_REDIRECT_BYTES } from "../src/hooks/pretooluse.js";
 import { decideLoopStop } from "../src/hooks/stop.js";
 import { applyArtifacts, claudeArtifacts } from "../src/platforms.js";
 import { generateConfig } from "../src/setup.js";
@@ -302,3 +302,58 @@ describe("decidePostToolUse — onSaved info callback", () => {
     }
   });
 });
+
+describe("G4 repeat-read recall (writer never re-reads unchanged content)", () => {
+  const H = "a".repeat(64);
+  const read = (fp: string) => ({ tool_name: "Read", tool_input: { file_path: fp } });
+  const io = (over: Record<string, unknown> = {}) => ({
+    exists: () => true,
+    sizeOf: () => 100,
+    readEntry: () => ({ count: 2, mtimeMs: 111 }),
+    mtimeOf: () => 111,
+    recallHandleFor: () => H,
+    ...over,
+  });
+
+  it("count>=2 + same mtime + handle in CCR → deny with the exact resolvable handle", () => {
+    const d = decideRepeatReadRecall(read("/p/a.ts"), io());
+    const reason = (d?.["hookSpecificOutput"] as Record<string, unknown>)?.["permissionDecisionReason"] as string;
+    expect(reason).toContain(`⟨recall:${H}⟩`);
+    expect(reason.startsWith("unchanged since last read")).toBe(true);
+  });
+
+  it("first read (count 1) → allow", () => {
+    expect(decideRepeatReadRecall(read("/p/a.ts"), io({ readEntry: () => ({ count: 1, mtimeMs: 111 }) }))).toBeNull();
+  });
+
+  it("mtime changed since the reads-map entry → allow (fresh content never blocked)", () => {
+    expect(decideRepeatReadRecall(read("/p/a.ts"), io({ mtimeOf: () => 222 }))).toBeNull();
+  });
+
+  it("content not in CCR → allow", () => {
+    expect(decideRepeatReadRecall(read("/p/a.ts"), io({ recallHandleFor: () => null }))).toBeNull();
+  });
+
+  it("legacy io without the G4 fns → allow (fail-open, old callers unchanged)", () => {
+    expect(decideRepeatReadRecall(read("/p/a.ts"), { exists: () => true, sizeOf: () => 100 })).toBeNull();
+  });
+
+  it("throwing io → allow (fail-open)", () => {
+    expect(decideRepeatReadRecall(read("/p/a.ts"), io({ readEntry: () => { throw new Error("x"); } }))).toBeNull();
+  });
+
+  it("repeat-read recall WINS over the large-file redirect via decidePreToolUse", () => {
+    const d = decidePreToolUse(read("/p/big.ts"), io({ sizeOf: () => READ_REDIRECT_BYTES + 1 }));
+    const reason = (d?.["hookSpecificOutput"] as Record<string, unknown>)?.["permissionDecisionReason"] as string;
+    expect(reason.startsWith("unchanged since last read")).toBe(true); // not "Large file"
+  });
+
+  it("constraint denial still WINS over repeat-read (Bash isn't a Read anyway; Write path check)", () => {
+    const d = decidePreToolUse(
+      { tool_name: "Bash", tool_input: { command: "npm publish" } },
+      io({ readWorkflow: () => "CONSTRAINTS: never publish without OK" }),
+    );
+    const reason = (d?.["hookSpecificOutput"] as Record<string, unknown>)?.["permissionDecisionReason"] as string;
+    expect(reason.startsWith("Blocked by project CONSTRAINTS")).toBe(true);
+  });
+});
diff --git a/tests/meter.test.ts b/tests/meter.test.ts
index 8f96a95..5d75704 100644
--- a/tests/meter.test.ts
+++ b/tests/meter.test.ts
@@ -281,3 +281,22 @@ describe("meter estimate + cache-cold (MCP-only honesty)", () => {
     expect(m.read().cacheCold).toBe(false);
   });
 });
+
+describe("G5: model name persistence", () => {
+  it("onModel persists the NAME; a fresh instance reads it back; reset keeps it", async () => {
+    const { mkdtempSync, rmSync } = await import("node:fs");
+    const { tmpdir } = await import("node:os");
+    const { join } = await import("node:path");
+    const { createMeter } = await import("../src/engine/meter.js");
+    const root = mkdtempSync(join(tmpdir(), "kb-meter-model-"));
+    try {
+      createMeter(root).onModel("claude-sonnet-5");
+      const m2 = createMeter(root);
+      expect(m2.read().model).toBe("claude-sonnet-5");
+      m2.reset();
+      expect(createMeter(root).read().model).toBe("claude-sonnet-5"); // survives reset like savings
+    } finally {
+      rmSync(root, { recursive: true, force: true });
+    }
+  });
+});
diff --git a/tests/receipt.test.ts b/tests/receipt.test.ts
index ba6ede7..96c8d70 100644
--- a/tests/receipt.test.ts
+++ b/tests/receipt.test.ts
@@ -191,3 +191,32 @@ describe("G3 cold-restart waste line", () => {
     expect(r).not.toContain("idle gap");
   });
 });
+
+describe("G5 dollar conversion (api-billing only)", () => {
+  const meter = (over: Record<string, unknown> = {}) => ({
+    usedTokens: 100_000, windowTokens: 1_000_000, usedPct: 10, savedTokens: 2_000_000,
+    optimizationPct: 5, estimated: false, cacheCold: false, status: "ok" as const,
+    advice: "", billingMode: "api" as const, model: "claude-sonnet-5", ...over,
+  });
+  const mark = { startTs: new Date(0).toISOString(), savedAtStart: 0, usedAtStart: 0, retrievalsAtStart: 0, reads: {}, redirects: {} };
+  const base = { mark, events: [], eventsTrimmed: false, retrievalsTotal: 0 };
+
+  it("api + known model → exact $ arithmetic, labeled estimate (2M tok @ $3/MTok = $6.00)", async () => {
+    const { buildReceipt } = await import("../src/engine/receipt.js");
+    const r = buildReceipt({ meter: meter(), ...base });
+    expect(r).toContain("$6.00");
+    expect(r).toContain("estimate");
+  });
+
+  it("plan billing → NO dollars ever", async () => {
+    const { buildReceipt } = await import("../src/engine/receipt.js");
+    const r = buildReceipt({ meter: meter({ billingMode: "plan" }), ...base });
+    expect(r).not.toContain("$");
+  });
+
+  it("api + unknown model → no $ line", async () => {
+    const { buildReceipt } = await import("../src/engine/receipt.js");
+    const r = buildReceipt({ meter: meter({ model: "mystery-llm-9000" }), ...base });
+    expect(r).not.toContain("$");
+  });
+});