diff --git a/src/components/CursorOverlay.tsx b/src/components/CursorOverlay.tsx
index a99bac9..ec82bf0 100644
--- a/src/components/CursorOverlay.tsx
+++ b/src/components/CursorOverlay.tsx
@@ -1,5 +1,6 @@
 "use client";
 
+import { useEffect, useState } from "react";
 import { truncateAddress } from "@stellar-split/sdk";
 
 interface RemoteCursor {
@@ -7,6 +8,7 @@ interface RemoteCursor {
   field: string;
   color: string;
   timestamp: number;
+  displayName?: string;
 }
 
 interface Props {
@@ -14,6 +16,27 @@ interface Props {
   fieldName: string;
 }
 
+const LABEL_FADE_MS = 3000;
+
+function CursorLabel({ cursor }: { cursor: RemoteCursor }) {
+  const [faded, setFaded] = useState(false);
+
+  useEffect(() => {
+    setFaded(false);
+    const timer = setTimeout(() => setFaded(true), LABEL_FADE_MS);
+    return () => clearTimeout(timer);
+  }, [cursor.timestamp]);
+
+  return (
+    <span
+      className="transition-opacity duration-500 ease-out"
+      style={{ opacity: faded ? 0 : 1 }}
+    >
+      {cursor.displayName ?? truncateAddress(cursor.address)}
+    </span>
+  );
+}
+
 export default function CursorOverlay({ cursors, fieldName }: Props) {
   const active = cursors.filter((c) => c.field === fieldName);
   if (active.length === 0) return null;
@@ -35,7 +58,7 @@ export default function CursorOverlay({ cursors, fieldName }: Props) {
             className="w-1.5 h-1.5 rounded-full inline-block"
             style={{ backgroundColor: cursor.color }}
           />
-          {truncateAddress(cursor.address)}
+          <CursorLabel cursor={cursor} />
         </div>
       ))}
     </div>
diff --git a/src/components/FlowDiagram.tsx b/src/components/FlowDiagram.tsx
index 1a936d4..7c33498 100644
--- a/src/components/FlowDiagram.tsx
+++ b/src/components/FlowDiagram.tsx
@@ -1,6 +1,6 @@
 "use client"
 
-import React from "react";
+import React, { useRef } from "react";
 import type { Payment, Invoice } from "@stellar-split/sdk";
 
 type FlowDiagramProps = {
@@ -18,9 +18,30 @@ function formatAmount(a: bigint) {
 }
 
 export default function FlowDiagram({ invoice }: FlowDiagramProps) {
+  const svgRef = useRef<SVGSVGElement>(null);
   const payers = invoice.payments.map((p: Payment) => ({ address: p.payer, amount: p.amount }));
   const recipients = invoice.recipients.map((r) => ({ address: r.address, amount: r.amount }));
 
+  const handleDownloadSvg = () => {
+    const svgEl = svgRef.current;
+    if (!svgEl) return;
+
+    const serialized = new XMLSerializer().serializeToString(svgEl);
+    const svgString = serialized.startsWith("<?xml")
+      ? serialized
+      : `<?xml version="1.0" encoding="UTF-8"?>\n${serialized}`;
+
+    const blob = new Blob([svgString], { type: "image/svg+xml" });
+    const url = URL.createObjectURL(blob);
+    const link = document.createElement("a");
+    link.href = url;
+    link.download = "flow-diagram.svg";
+    document.body.appendChild(link);
+    link.click();
+    document.body.removeChild(link);
+    URL.revokeObjectURL(url);
+  };
+
   const width = 800;
   const height = 240;
 
@@ -36,7 +57,14 @@ export default function FlowDiagram({ invoice }: FlowDiagramProps) {
 
   return (
     <div className="w-full overflow-auto">
-      <svg viewBox={`0 0 ${width} ${height}`} width="100%" height="240" preserveAspectRatio="xMidYMid meet" className="mx-auto">
+      <button
+        type="button"
+        onClick={handleDownloadSvg}
+        className="mb-2 px-3 py-1.5 rounded-md text-xs font-medium border border-slate-500 text-slate-200 hover:bg-slate-700"
+      >
+        Download SVG
+      </button>
+      <svg ref={svgRef} viewBox={`0 0 ${width} ${height}`} width="100%" height="240" preserveAspectRatio="xMidYMid meet" className="mx-auto">
         <defs>
           <marker id="arrow" markerWidth="10" markerHeight="10" refX="8" refY="5" orient="auto-start-reverse">
             <path d="M0,0 L10,5 L0,10 z" fill="#94a3b8" />
diff --git a/src/hooks/useAddressValidation.ts b/src/hooks/useAddressValidation.ts
index 9296d1d..0b52ec1 100644
--- a/src/hooks/useAddressValidation.ts
+++ b/src/hooks/useAddressValidation.ts
@@ -1,6 +1,9 @@
 import { useCallback, useState, useEffect, useRef } from 'react';
 import { StrKey } from '@stellar/stellar-sdk';
 import { validateFederationAddress, resolveFederationAddress } from '@/lib/stellar';
+import { useDebounce } from '@/hooks/useDebounce';
+
+export type AddressValidationErrorReason = 'too_short' | 'invalid_checksum' | 'wrong_prefix' | null;
 
 export interface AddressValidationResult {
   isValid: boolean;
@@ -9,12 +12,18 @@ export interface AddressValidationResult {
   federationAddress?: string;
   resolvedAddress?: string;
   error?: string;
+  errorReason: AddressValidationErrorReason;
   isLoading: boolean;
   memoRequired?: boolean;
   memoId?: string;
   memoType?: string;
 }
 
+export interface UseAddressValidationOptions {
+  /** When true, validation runs automatically (debounced 300ms) via `onAddressChange`. */
+  live?: boolean;
+}
+
 const DEBOUNCE_MS = 300;
 
 /**
@@ -27,30 +36,30 @@ const DEBOUNCE_MS = 300;
  *
  * Includes 300ms debouncing and cleanup on unmount
  */
-export function useAddressValidation() {
+export function useAddressValidation(options: UseAddressValidationOptions = {}) {
+  const { live = false } = options;
   const [validationState, setValidationState] = useState<AddressValidationResult>({
     isValid: false,
     isLoading: false,
+    errorReason: null,
   });
+  const [liveAddress, setLiveAddress] = useState('');
+  const debouncedLiveAddress = useDebounce(liveAddress, DEBOUNCE_MS);
   const debounceTimerRef = useRef<NodeJS.Timeout | null>(null);
   const abortControllerRef = useRef<AbortController | null>(null);
 
-  const validateAddress = useCallback(async (address: string) => {
+  const runValidation = useCallback(async (address: string) => {
     // Cancel any pending validation requests
     if (abortControllerRef.current) {
       abortControllerRef.current.abort();
     }
     abortControllerRef.current = new AbortController();
 
-    // Clear previous timer
-    if (debounceTimerRef.current) {
-      clearTimeout(debounceTimerRef.current);
-    }
-
     if (!address.trim()) {
       setValidationState({
         isValid: false,
         isLoading: false,
+        errorReason: null,
       });
       return;
     }
@@ -61,100 +70,134 @@ export function useAddressValidation() {
       isLoading: true,
     }));
 
-    // Create new debounce timer
-    const timer = setTimeout(async () => {
-      try {
-        let resolvedAddr = address;
-        let isFederationAddr = false;
-        let federationMemoId: string | undefined;
-        let federationMemoType: string | undefined;
-
-        // Check if it's a federation address format (contains *)
-        if (address.includes('*')) {
-          isFederationAddr = true;
-
-          // Validate federation address format
-          const federationParts = address.split('*');
-          if (federationParts.length !== 2 || !federationParts[0] || !federationParts[1]) {
+    try {
+      let resolvedAddr = address;
+      let isFederationAddr = false;
+      let federationMemoId: string | undefined;
+      let federationMemoType: string | undefined;
+
+      // Check if it's a federation address format (contains *)
+      if (address.includes('*')) {
+        isFederationAddr = true;
+
+        // Validate federation address format
+        const federationParts = address.split('*');
+        if (federationParts.length !== 2 || !federationParts[0] || !federationParts[1]) {
+          setValidationState({
+            isValid: false,
+            isLoading: false,
+            error: 'Invalid federation address format (use name*domain.com)',
+            errorReason: null,
+          });
+          return;
+        }
+
+        try {
+          const resolved = await resolveFederationAddress(address);
+          if (!resolved) {
             setValidationState({
               isValid: false,
               isLoading: false,
-              error: 'Invalid federation address format (use name*domain.com)',
+              error: `Federation address could not be resolved. Please verify the address is correct.`,
+              errorReason: null,
             });
             return;
           }
+          resolvedAddr = resolved;
 
+          // Try to extract memo info from federation resolution
           try {
-            const resolved = await resolveFederationAddress(address);
-            if (!resolved) {
-              setValidationState({
-                isValid: false,
-                isLoading: false,
-                error: `Federation address could not be resolved. Please verify the address is correct.`,
-              });
-              return;
+            const { Federation } = await import('@stellar/stellar-sdk');
+            const federationResult = await Federation.Server.resolve(address);
+            if (federationResult.memo) {
+              federationMemoId = federationResult.memo;
             }
-            resolvedAddr = resolved;
-
-            // Try to extract memo info from federation resolution
-            try {
-              const { Federation } = await import('@stellar/stellar-sdk');
-              const federationResult = await Federation.Server.resolve(address);
-              if (federationResult.memo) {
-                federationMemoId = federationResult.memo;
-              }
-              if (federationResult.memo_type) {
-                federationMemoType = federationResult.memo_type;
-              }
-            } catch {
-              // Memo extraction failed, continue with address validation
+            if (federationResult.memo_type) {
+              federationMemoType = federationResult.memo_type;
             }
-          } catch (error) {
-            setValidationState({
-              isValid: false,
-              isLoading: false,
-              error: 'Failed to resolve federation address',
-            });
-            return;
+          } catch {
+            // Memo extraction failed, continue with address validation
           }
-        }
-
-        // Validate G-address format using StrKey
-        if (!StrKey.isValidEd25519PublicKey(resolvedAddr)) {
+        } catch (error) {
           setValidationState({
             isValid: false,
             isLoading: false,
-            error: 'Invalid Stellar address format (must start with G)',
+            error: 'Failed to resolve federation address',
+            errorReason: null,
           });
           return;
         }
+      }
 
-        // Check if account exists and is funded
-        const { isFunded, requiresMemo } = await validateFederationAddress(resolvedAddr);
-
-        setValidationState({
-          isValid: true,
-          isFunded,
-          requiresMemo: requiresMemo || !!federationMemoId,
-          federationAddress: isFederationAddr ? address : undefined,
-          resolvedAddress: resolvedAddr,
-          isLoading: false,
-          memoRequired: !!federationMemoId,
-          memoId: federationMemoId,
-          memoType: federationMemoType,
-        });
-      } catch (error) {
+      // Validate G-address format using StrKey
+      if (!StrKey.isValidEd25519PublicKey(resolvedAddr)) {
+        let errorReason: AddressValidationErrorReason = 'invalid_checksum';
+        if (!isFederationAddr) {
+          if (resolvedAddr.length < 56) {
+            errorReason = 'too_short';
+          } else if (!resolvedAddr.startsWith('G')) {
+            errorReason = 'wrong_prefix';
+          }
+        }
         setValidationState({
           isValid: false,
           isLoading: false,
-          error: error instanceof Error ? error.message : 'Error validating address',
+          error: 'Invalid Stellar address format (must start with G)',
+          errorReason,
         });
+        return;
       }
-    }, DEBOUNCE_MS);
 
-    debounceTimerRef.current = timer;
+      // Check if account exists and is funded
+      const { isFunded, requiresMemo } = await validateFederationAddress(resolvedAddr);
+
+      setValidationState({
+        isValid: true,
+        isFunded,
+        requiresMemo: requiresMemo || !!federationMemoId,
+        federationAddress: isFederationAddr ? address : undefined,
+        resolvedAddress: resolvedAddr,
+        isLoading: false,
+        errorReason: null,
+        memoRequired: !!federationMemoId,
+        memoId: federationMemoId,
+        memoType: federationMemoType,
+      });
+    } catch (error) {
+      setValidationState({
+        isValid: false,
+        isLoading: false,
+        error: error instanceof Error ? error.message : 'Error validating address',
+        errorReason: null,
+      });
+    }
+  }, []);
+
+  // Explicit, debounced validation entrypoint (used when `live` is false)
+  const validateAddress = useCallback(
+    (address: string) => {
+      if (debounceTimerRef.current) {
+        clearTimeout(debounceTimerRef.current);
+      }
+      setValidationState((prev) => ({ ...prev, isLoading: true }));
+      debounceTimerRef.current = setTimeout(() => {
+        void runValidation(address);
+      }, DEBOUNCE_MS);
+    },
+    [runValidation]
+  );
+
+  // Live mode: track keystrokes and validate the debounced value automatically
+  const onAddressChange = useCallback((address: string) => {
+    setLiveAddress(address);
   }, []);
 
+  useEffect(() => {
+    if (live) {
+      void runValidation(debouncedLiveAddress);
+    }
+  }, [live, debouncedLiveAddress, runValidation]);
+
   // Cleanup on unmount
   useEffect(() => {
     return () => {
@@ -169,6 +212,7 @@ export function useAddressValidation() {
 
   return {
     validateAddress,
+    onAddressChange,
     ...validationState,
   };
 }