Problem
In creditline.client.ts (lines 111-113), toContractAmount() uses BigInt(Math.round(value * 100)) — a 2-decimal multiplier. The entire rest of the codebase uses 7 decimal places (stroops, multiplier=10,000,000). This means the create_loan XDR will have amounts that are 100,000x smaller than intended. A $1,000 loan would be sent as 0.01 XLM.
User impact: Loan amounts built by the API are 100,000x too small. Loans would be funded at fractions of a cent instead of the requested dollar amount. This is a critical financial bug.
Before Starting
Read: context/architecture-context.md, context/code-standards.md
Root Cause
The creditline client was implemented with the wrong decimal precision. The liquidity client, sponsors service, and transaction checker all use 10_000_000n (stroops) correctly.
What To Build
- Change multiplier from
100 to 10_000_000 in toContractAmount()
- Verify all callers of
buildCreateLoanTransaction expect stroops
- Add a unit test for
toContractAmount with known values
- Verify the event parser's stroops conversion matches
Files To Touch
src/modules/stellar/clients/creditline.client.ts — line 113 fix multiplier
Acceptance Criteria
Mandatory Checks
Problem
In
creditline.client.ts(lines 111-113),toContractAmount()usesBigInt(Math.round(value * 100))— a 2-decimal multiplier. The entire rest of the codebase uses 7 decimal places (stroops, multiplier=10,000,000). This means thecreate_loanXDR will have amounts that are 100,000x smaller than intended. A $1,000 loan would be sent as 0.01 XLM.User impact: Loan amounts built by the API are 100,000x too small. Loans would be funded at fractions of a cent instead of the requested dollar amount. This is a critical financial bug.
Before Starting
Read: context/architecture-context.md, context/code-standards.md
Root Cause
The creditline client was implemented with the wrong decimal precision. The liquidity client, sponsors service, and transaction checker all use
10_000_000n(stroops) correctly.What To Build
100to10_000_000intoContractAmount()buildCreateLoanTransactionexpect stroopstoContractAmountwith known valuesFiles To Touch
src/modules/stellar/clients/creditline.client.ts— line 113 fix multiplierAcceptance Criteria
Mandatory Checks