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(CRITICAL) Wrong key derivation for specific mnemonics, BIP39/BIP44 issue? #5667

Description

@a49q258k

TEST CASE:

Mnemonic fruit wave dwarf banana earth journey tattoo true farm silk olive fence
Passphrase banana

BitPay
m/44'/0'/0'/0/0 13EuKhffWkBE2KUwcbkbELZb1MpzbimJ3Y

Electrum, iancoleman.github.io/BIP39/
m/44'/0'/0'/0/0 17rxURoF96VhmkcEGCj5LNQkmN9HVhWb7F

Also see iancoleman/bip39#58, I am not sure which clients are deriving properly / improperly, but we have a BIP39 mnemonic and passphrase that derives different addresses on different clients

@slush0 @prusnak

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