diff --git a/app/jobs/payment_providers/cancel_payment_job.rb b/app/jobs/payment_providers/cancel_payment_job.rb
new file mode 100644
index 00000000000..0422fede5c6
--- /dev/null
+++ b/app/jobs/payment_providers/cancel_payment_job.rb
@@ -0,0 +1,17 @@
+# frozen_string_literal: true
+
+module PaymentProviders
+  class CancelPaymentJob < ApplicationJob
+    queue_as do
+      if ActiveModel::Type::Boolean.new.cast(ENV["SIDEKIQ_PAYMENTS"])
+        :payments
+      else
+        :providers
+      end
+    end
+
+    def perform(payment)
+      PaymentProviders::CancelPaymentService.call!(payment:)
+    end
+  end
+end
diff --git a/app/services/payment_providers/cancel_payment_service.rb b/app/services/payment_providers/cancel_payment_service.rb
new file mode 100644
index 00000000000..fa545389777
--- /dev/null
+++ b/app/services/payment_providers/cancel_payment_service.rb
@@ -0,0 +1,43 @@
+# frozen_string_literal: true
+
+module PaymentProviders
+  class CancelPaymentService < BaseService
+    Result = BaseResult[:payment]
+
+    def initialize(payment:)
+      @payment = payment
+      super
+    end
+
+    def call
+      result.payment = payment
+
+      return result if payment.payment_provider.blank?
+      return result if payment.provider_payment_id.blank?
+      return result if payment.succeeded?
+
+      case payment.payment_provider.type
+      when "PaymentProviders::StripeProvider"
+        PaymentProviders::Stripe::Payments::CancelService.call!(payment:)
+      when "PaymentProviders::AdyenProvider"
+        PaymentProviders::Adyen::Payments::CancelService.call!(payment:)
+      when "PaymentProviders::GocardlessProvider"
+        PaymentProviders::Gocardless::Payments::CancelService.call!(payment:)
+      else
+        # Cashfree, Flutterwave, MoneyHash, and any future provider without a
+        # dedicated cancel service: nothing to do here. The eventual webhook
+        # (or reconciliation) is the lifecycle authority for the Payment.
+        Rails.logger.info(
+          "PaymentProviders::CancelPaymentService: PSP cancel not supported for " \
+          "#{payment.payment_provider.type} (payment #{payment.id}); skipping"
+        )
+      end
+
+      result
+    end
+
+    private
+
+    attr_reader :payment
+  end
+end
diff --git a/spec/jobs/payment_providers/cancel_payment_job_spec.rb b/spec/jobs/payment_providers/cancel_payment_job_spec.rb
new file mode 100644
index 00000000000..faab06b91c2
--- /dev/null
+++ b/spec/jobs/payment_providers/cancel_payment_job_spec.rb
@@ -0,0 +1,24 @@
+# frozen_string_literal: true
+
+require "rails_helper"
+
+RSpec.describe PaymentProviders::CancelPaymentJob do
+  let(:organization) { create(:organization) }
+  let(:customer) { create(:customer, organization:) }
+  let(:invoice) { create(:invoice, customer:, organization:) }
+  let(:payment_provider) { create(:stripe_provider, organization:) }
+  let(:payment) do
+    create(:payment, payable: invoice, payment_provider:, organization:, customer:,
+      provider_payment_id: "pi_123", payable_payment_status: :pending)
+  end
+
+  before do
+    allow(PaymentProviders::CancelPaymentService).to receive(:call!)
+  end
+
+  it "forwards the payment to the dispatcher service" do
+    described_class.perform_now(payment)
+
+    expect(PaymentProviders::CancelPaymentService).to have_received(:call!).with(payment:)
+  end
+end
diff --git a/spec/services/payment_providers/cancel_payment_service_spec.rb b/spec/services/payment_providers/cancel_payment_service_spec.rb
new file mode 100644
index 00000000000..a5fd8d8c1ac
--- /dev/null
+++ b/spec/services/payment_providers/cancel_payment_service_spec.rb
@@ -0,0 +1,166 @@
+# frozen_string_literal: true
+
+require "rails_helper"
+
+RSpec.describe PaymentProviders::CancelPaymentService do
+  subject(:result) { described_class.call(payment:) }
+
+  let(:organization) { create(:organization) }
+  let(:customer) { create(:customer, organization:) }
+  let(:invoice) { create(:invoice, customer:, organization:) }
+
+  before do
+    allow(PaymentProviders::Stripe::Payments::CancelService).to receive(:call!)
+    allow(PaymentProviders::Adyen::Payments::CancelService).to receive(:call!)
+    allow(PaymentProviders::Gocardless::Payments::CancelService).to receive(:call!)
+  end
+
+  context "when payment has no payment provider" do
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider: nil, organization:, customer:,
+        provider_payment_id: "pi_123", payable_payment_status: :pending)
+    end
+
+    it "returns a successful result with the payment" do
+      expect(result).to be_success
+      expect(result.payment).to eq(payment)
+    end
+
+    it "does not call any PSP cancel service" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Adyen::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Gocardless::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when payment has no provider_payment_id" do
+    let(:payment_provider) { create(:stripe_provider, organization:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, organization:, customer:,
+        provider_payment_id: nil, payable_payment_status: :pending)
+    end
+
+    it "returns a successful result with the payment" do
+      expect(result).to be_success
+      expect(result.payment).to eq(payment)
+    end
+
+    it "does not call any PSP cancel service" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when payment is already succeeded" do
+    let(:payment_provider) { create(:stripe_provider, organization:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, organization:, customer:,
+        provider_payment_id: "pi_123", payable_payment_status: :succeeded)
+    end
+
+    it "returns a successful result with the payment" do
+      expect(result).to be_success
+      expect(result.payment).to eq(payment)
+    end
+
+    it "does not call the PSP cancel service (canceling a succeeded payment would be destructive)" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when the provider is Stripe" do
+    let(:payment_provider) { create(:stripe_provider, organization:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, organization:, customer:,
+        provider_payment_id: "pi_123", payable_payment_status: :pending)
+    end
+
+    it "routes to the Stripe cancel service with the payment" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).to have_received(:call!).with(payment:)
+    end
+
+    it "does not call the other PSP cancel services" do
+      result
+
+      expect(PaymentProviders::Adyen::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Gocardless::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when the provider is Adyen" do
+    let(:payment_provider) { create(:adyen_provider, organization:) }
+    let(:provider_customer) { create(:adyen_customer, customer:, payment_provider:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, payment_provider_customer: provider_customer,
+        organization:, customer:, provider_payment_id: "PSPREF123", payable_payment_status: :pending)
+    end
+
+    it "routes to the Adyen cancel service with the payment" do
+      result
+
+      expect(PaymentProviders::Adyen::Payments::CancelService).to have_received(:call!).with(payment:)
+    end
+
+    it "does not call the other PSP cancel services" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Gocardless::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when the provider is GoCardless" do
+    let(:payment_provider) { create(:gocardless_provider, organization:) }
+    let(:provider_customer) { create(:gocardless_customer, customer:, payment_provider:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, payment_provider_customer: provider_customer,
+        organization:, customer:, provider_payment_id: "PM123", payable_payment_status: :pending)
+    end
+
+    it "routes to the GoCardless cancel service with the payment" do
+      result
+
+      expect(PaymentProviders::Gocardless::Payments::CancelService).to have_received(:call!).with(payment:)
+    end
+
+    it "does not call the other PSP cancel services" do
+      result
+
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Adyen::Payments::CancelService).not_to have_received(:call!)
+    end
+  end
+
+  context "when the provider has no dedicated cancel service (Cashfree, Flutterwave, MoneyHash)" do
+    let(:payment_provider) { create(:cashfree_provider, organization:) }
+    let(:payment) do
+      create(:payment, payable: invoice, payment_provider:, organization:, customer:,
+        provider_payment_id: "cf_123", payable_payment_status: :pending)
+    end
+
+    it "returns a successful result without calling any PSP cancel service" do
+      result
+
+      expect(result).to be_success
+      expect(PaymentProviders::Stripe::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Adyen::Payments::CancelService).not_to have_received(:call!)
+      expect(PaymentProviders::Gocardless::Payments::CancelService).not_to have_received(:call!)
+    end
+
+    it "logs that the provider is unsupported" do
+      allow(Rails.logger).to receive(:info)
+
+      result
+
+      expect(Rails.logger).to have_received(:info)
+        .with(a_string_matching(/PSP cancel not supported.*CashfreeProvider/))
+    end
+  end
+end