diff --git a/docs/reference/api/openapi.yaml b/docs/reference/api/openapi.yaml
index e05c934d6..4a5ba691e 100644
--- a/docs/reference/api/openapi.yaml
+++ b/docs/reference/api/openapi.yaml
@@ -685,9 +685,9 @@ components:
           example: "streamable-http"
         url:
           type: string
-          description: "URL template for the streamable-http transport. Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI."
+          description: "URL template for the streamable-http transport. Must start with http://, https://, or a template variable (e.g., {baseUrl}). Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI."
           example: "https://api.example.com/mcp"
-          pattern: "^https?://[^\\s]+$"
+          pattern: "^(https?://[^\\s]+|\\{[a-zA-Z_][a-zA-Z0-9_]*\\}[^\\s]*)$"
         headers:
           type: array
           description: HTTP headers to include
@@ -707,9 +707,9 @@ components:
           example: "sse"
         url:
           type: string
-          description: "Server-Sent Events endpoint URL template. Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI."
+          description: "Server-Sent Events endpoint URL template. Must start with http://, https://, or a template variable (e.g., {baseUrl}). Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI."
           example: "https://mcp-fs.example.com/sse"
-          pattern: "^https?://[^\\s]+$"
+          pattern: "^(https?://[^\\s]+|\\{[a-zA-Z_][a-zA-Z0-9_]*\\}[^\\s]*)$"
         headers:
           type: array
           description: HTTP headers to include
diff --git a/docs/reference/server-json/CHANGELOG.md b/docs/reference/server-json/CHANGELOG.md
index 78d246da2..5605e355b 100644
--- a/docs/reference/server-json/CHANGELOG.md
+++ b/docs/reference/server-json/CHANGELOG.md
@@ -8,7 +8,27 @@ This section tracks changes that are in development and not yet released. The dr
 
 ### Changed
 
-- No changes yet.
+#### Transport URL Pattern Now Accepts Template Variables
+
+The `url` field in `StreamableHttpTransport` and `SseTransport` now accepts URLs that start with a template variable (e.g., `{baseUrl}`), in addition to the existing `http://` and `https://` prefixes.
+
+**Example:**
+```json
+{
+  "remotes": [{
+    "type": "streamable-http",
+    "url": "{baseUrl}/mcp",
+    "variables": {
+      "baseUrl": {
+        "description": "Base URL for the MCP server",
+        "isRequired": true
+      }
+    }
+  }]
+}
+```
+
+**Migration:** No changes required. Existing servers continue to work unchanged.
 
 ### Notes
 
diff --git a/docs/reference/server-json/server.schema.json b/docs/reference/server-json/server.schema.json
index e25191b19..04a5d1e43 100644
--- a/docs/reference/server-json/server.schema.json
+++ b/docs/reference/server-json/server.schema.json
@@ -511,9 +511,9 @@
           "type": "string"
         },
         "url": {
-          "description": "Server-Sent Events endpoint URL template. Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI.",
+          "description": "Server-Sent Events endpoint URL template. Must start with http://, https://, or a template variable (e.g., {baseUrl}). Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI.",
           "example": "https://mcp-fs.example.com/sse",
-          "pattern": "^https?://[^\\s]+$",
+          "pattern": "^(https?://[^\\s]+|\\{[a-zA-Z_][a-zA-Z0-9_]*\\}[^\\s]*)$",
           "type": "string"
         }
       },
@@ -557,9 +557,9 @@
           "type": "string"
         },
         "url": {
-          "description": "URL template for the streamable-http transport. Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI.",
+          "description": "URL template for the streamable-http transport. Must start with http://, https://, or a template variable (e.g., {baseUrl}). Variables in {curly_braces} are resolved based on context: In Package context, they reference argument valueHints, argument names, or environment variable names from the parent Package. In Remote context, they reference variables from the transport's 'variables' object. After variable substitution, this should produce a valid URI.",
           "example": "https://api.example.com/mcp",
-          "pattern": "^https?://[^\\s]+$",
+          "pattern": "^(https?://[^\\s]+|\\{[a-zA-Z_][a-zA-Z0-9_]*\\}[^\\s]*)$",
           "type": "string"
         }
       },
diff --git a/internal/validators/schema_regex_test.go b/internal/validators/schema_regex_test.go
new file mode 100644
index 000000000..1efa88460
--- /dev/null
+++ b/internal/validators/schema_regex_test.go
@@ -0,0 +1,108 @@
+package validators_test
+
+import (
+	"encoding/json"
+	"os"
+	"regexp"
+	"testing"
+
+	"github.com/stretchr/testify/assert"
+	"github.com/stretchr/testify/require"
+)
+
+const serverSchemaPath = "../../docs/reference/server-json/server.schema.json"
+
+// schemaHelper provides utilities for extracting values from the JSON schema
+type schemaHelper struct {
+	t      *testing.T
+	schema map[string]interface{}
+}
+
+func loadSchema(t *testing.T) *schemaHelper {
+	t.Helper()
+	data, err := os.ReadFile(serverSchemaPath)
+	require.NoError(t, err, "Failed to read schema file")
+
+	var schema map[string]interface{}
+	err = json.Unmarshal(data, &schema)
+	require.NoError(t, err, "Failed to parse schema JSON")
+
+	return &schemaHelper{t: t, schema: schema}
+}
+
+// getDefinition returns a definition from the schema by name
+func (s *schemaHelper) getDefinition(name string) map[string]interface{} {
+	s.t.Helper()
+	definitions := s.schema["definitions"].(map[string]interface{})
+	def, ok := definitions[name].(map[string]interface{})
+	require.True(s.t, ok, "Definition %q not found in schema", name)
+	return def
+}
+
+// getPropertyPattern extracts a regex pattern from a definition's property
+func (s *schemaHelper) getPropertyPattern(definitionName, propertyName string) string {
+	s.t.Helper()
+	def := s.getDefinition(definitionName)
+	props := def["properties"].(map[string]interface{})
+	prop, ok := props[propertyName].(map[string]interface{})
+	require.True(s.t, ok, "Property %q not found in %s", propertyName, definitionName)
+	pattern, ok := prop["pattern"].(string)
+	require.True(s.t, ok, "Pattern not found for %s.%s", definitionName, propertyName)
+	return pattern
+}
+
+// TestTransportURLPattern validates the URL pattern used by StreamableHttpTransport and SseTransport.
+// URLs must start with http://, https://, or a template variable like {baseUrl}.
+func TestTransportURLPattern(t *testing.T) {
+	schema := loadSchema(t)
+
+	streamablePattern := schema.getPropertyPattern("StreamableHttpTransport", "url")
+	ssePattern := schema.getPropertyPattern("SseTransport", "url")
+
+	// Verify both transport types use the same pattern
+	assert.Equal(t, streamablePattern, ssePattern,
+		"StreamableHttpTransport and SseTransport should use identical URL patterns")
+
+	t.Logf("Pattern: %s", streamablePattern)
+
+	re, err := regexp.Compile(streamablePattern)
+	require.NoError(t, err, "Pattern should be valid regex")
+
+	// Test cases that SHOULD match
+	validCases := []string{
+		// Standard URLs
+		"https://api.example.com/mcp",
+		"http://localhost:8080/sse",
+		"https://example.com/path?query=value",
+		"https://api.example.com/v1/mcp",
+		// Template variables
+		"{baseUrl}",
+		"{baseUrl}/mcp",
+		"{server_url}/api/v1",
+		"{API_ENDPOINT}",
+		"{a}",
+		"{_private}/endpoint",
+	}
+
+	for _, tc := range validCases {
+		assert.True(t, re.MatchString(tc), "Expected %q to match pattern", tc)
+	}
+
+	// Test cases that should NOT match
+	invalidCases := []string{
+		"ftp://example.com",       // wrong protocol
+		"example.com",             // missing protocol or variable
+		"/relative/path",          // relative path
+		"{invalid-name}/path",     // hyphen in variable name
+		"{123invalid}",            // variable starts with number
+		"",                        // empty string
+		"mailto:test@example.com", // wrong protocol
+		"file:///path/to/file",    // wrong protocol
+		"{}/empty",                // empty variable name
+		"{{nested}}/path",         // nested braces
+	}
+
+	for _, tc := range invalidCases {
+		assert.False(t, re.MatchString(tc), "Expected %q to NOT match pattern", tc)
+	}
+}