diff --git a/lib/composer/composer/autoload_classmap.php b/lib/composer/composer/autoload_classmap.php
index 255465c0ffb2e..c78351e33bfdd 100644
--- a/lib/composer/composer/autoload_classmap.php
+++ b/lib/composer/composer/autoload_classmap.php
@@ -1324,6 +1324,7 @@
     'OC\\Authentication\\Login\\LoginData' => $baseDir . '/lib/private/Authentication/Login/LoginData.php',
     'OC\\Authentication\\Login\\LoginResult' => $baseDir . '/lib/private/Authentication/Login/LoginResult.php',
     'OC\\Authentication\\Login\\PreLoginHookCommand' => $baseDir . '/lib/private/Authentication/Login/PreLoginHookCommand.php',
+    'OC\\Authentication\\Login\\RecordInteractiveLoginCommand' => $baseDir . '/lib/private/Authentication/Login/RecordInteractiveLoginCommand.php',
     'OC\\Authentication\\Login\\SetUserTimezoneCommand' => $baseDir . '/lib/private/Authentication/Login/SetUserTimezoneCommand.php',
     'OC\\Authentication\\Login\\TwoFactorCommand' => $baseDir . '/lib/private/Authentication/Login/TwoFactorCommand.php',
     'OC\\Authentication\\Login\\UidLoginCommand' => $baseDir . '/lib/private/Authentication/Login/UidLoginCommand.php',
@@ -2439,9 +2440,11 @@
     'OC\\User\\Database' => $baseDir . '/lib/private/User/Database.php',
     'OC\\User\\DisabledUserException' => $baseDir . '/lib/private/User/DisabledUserException.php',
     'OC\\User\\DisplayNameCache' => $baseDir . '/lib/private/User/DisplayNameCache.php',
+    'OC\\User\\LastInteractiveLogin' => $baseDir . '/lib/private/User/LastInteractiveLogin.php',
     'OC\\User\\LazyUser' => $baseDir . '/lib/private/User/LazyUser.php',
     'OC\\User\\Listeners\\BeforeUserDeletedListener' => $baseDir . '/lib/private/User/Listeners/BeforeUserDeletedListener.php',
     'OC\\User\\Listeners\\UserChangedListener' => $baseDir . '/lib/private/User/Listeners/UserChangedListener.php',
+    'OC\\User\\Listeners\\UserLoggedInWithCookieListener' => $baseDir . '/lib/private/User/Listeners/UserLoggedInWithCookieListener.php',
     'OC\\User\\LoginException' => $baseDir . '/lib/private/User/LoginException.php',
     'OC\\User\\Manager' => $baseDir . '/lib/private/User/Manager.php',
     'OC\\User\\NoUserException' => $baseDir . '/lib/private/User/NoUserException.php',
diff --git a/lib/composer/composer/autoload_static.php b/lib/composer/composer/autoload_static.php
index 046d2cd20b693..c6f1c84603329 100644
--- a/lib/composer/composer/autoload_static.php
+++ b/lib/composer/composer/autoload_static.php
@@ -1365,6 +1365,7 @@ class ComposerStaticInit749170dad3f5e7f9ca158f5a9f04f6a2
         'OC\\Authentication\\Login\\LoginData' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/LoginData.php',
         'OC\\Authentication\\Login\\LoginResult' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/LoginResult.php',
         'OC\\Authentication\\Login\\PreLoginHookCommand' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/PreLoginHookCommand.php',
+        'OC\\Authentication\\Login\\RecordInteractiveLoginCommand' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/RecordInteractiveLoginCommand.php',
         'OC\\Authentication\\Login\\SetUserTimezoneCommand' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/SetUserTimezoneCommand.php',
         'OC\\Authentication\\Login\\TwoFactorCommand' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/TwoFactorCommand.php',
         'OC\\Authentication\\Login\\UidLoginCommand' => __DIR__ . '/../../..' . '/lib/private/Authentication/Login/UidLoginCommand.php',
@@ -2480,9 +2481,11 @@ class ComposerStaticInit749170dad3f5e7f9ca158f5a9f04f6a2
         'OC\\User\\Database' => __DIR__ . '/../../..' . '/lib/private/User/Database.php',
         'OC\\User\\DisabledUserException' => __DIR__ . '/../../..' . '/lib/private/User/DisabledUserException.php',
         'OC\\User\\DisplayNameCache' => __DIR__ . '/../../..' . '/lib/private/User/DisplayNameCache.php',
+        'OC\\User\\LastInteractiveLogin' => __DIR__ . '/../../..' . '/lib/private/User/LastInteractiveLogin.php',
         'OC\\User\\LazyUser' => __DIR__ . '/../../..' . '/lib/private/User/LazyUser.php',
         'OC\\User\\Listeners\\BeforeUserDeletedListener' => __DIR__ . '/../../..' . '/lib/private/User/Listeners/BeforeUserDeletedListener.php',
         'OC\\User\\Listeners\\UserChangedListener' => __DIR__ . '/../../..' . '/lib/private/User/Listeners/UserChangedListener.php',
+        'OC\\User\\Listeners\\UserLoggedInWithCookieListener' => __DIR__ . '/../../..' . '/lib/private/User/Listeners/UserLoggedInWithCookieListener.php',
         'OC\\User\\LoginException' => __DIR__ . '/../../..' . '/lib/private/User/LoginException.php',
         'OC\\User\\Manager' => __DIR__ . '/../../..' . '/lib/private/User/Manager.php',
         'OC\\User\\NoUserException' => __DIR__ . '/../../..' . '/lib/private/User/NoUserException.php',
diff --git a/lib/private/Authentication/Login/Chain.php b/lib/private/Authentication/Login/Chain.php
index 50be4ecb56c1a..9256db263b978 100644
--- a/lib/private/Authentication/Login/Chain.php
+++ b/lib/private/Authentication/Login/Chain.php
@@ -18,6 +18,7 @@ public function __construct(
 		private CompleteLoginCommand $completeLoginCommand,
 		private CreateSessionTokenCommand $createSessionTokenCommand,
 		private ClearLostPasswordTokensCommand $clearLostPasswordTokensCommand,
+		private RecordInteractiveLoginCommand $recordInteractiveLoginCommand,
 		private UpdateLastPasswordConfirmCommand $updateLastPasswordConfirmCommand,
 		private SetUserTimezoneCommand $setUserTimezoneCommand,
 		private TwoFactorCommand $twoFactorCommand,
@@ -34,6 +35,7 @@ public function process(LoginData $loginData): LoginResult {
 			->setNext($this->completeLoginCommand)
 			->setNext($this->createSessionTokenCommand)
 			->setNext($this->clearLostPasswordTokensCommand)
+			->setNext($this->recordInteractiveLoginCommand)
 			->setNext($this->updateLastPasswordConfirmCommand)
 			->setNext($this->setUserTimezoneCommand)
 			->setNext($this->twoFactorCommand)
diff --git a/lib/private/Authentication/Login/RecordInteractiveLoginCommand.php b/lib/private/Authentication/Login/RecordInteractiveLoginCommand.php
new file mode 100644
index 0000000000000..40ceb5a03d328
--- /dev/null
+++ b/lib/private/Authentication/Login/RecordInteractiveLoginCommand.php
@@ -0,0 +1,26 @@
+<?php
+
+declare(strict_types=1);
+
+/**
+ * SPDX-FileCopyrightText: 2026 Nextcloud GmbH and Nextcloud contributors
+ * SPDX-License-Identifier: AGPL-3.0-or-later
+ */
+
+namespace OC\Authentication\Login;
+
+use OC\User\LastInteractiveLogin;
+
+class RecordInteractiveLoginCommand extends ALoginCommand {
+	public function __construct(
+		private LastInteractiveLogin $lastInteractiveLogin,
+	) {
+	}
+
+	#[\Override]
+	public function process(LoginData $loginData): LoginResult {
+		$this->lastInteractiveLogin->record($loginData->getUser());
+
+		return $this->processNextOrFinishSuccessfully($loginData);
+	}
+}
diff --git a/lib/private/Security/VerificationToken/VerificationToken.php b/lib/private/Security/VerificationToken/VerificationToken.php
index 13eec2b95bfbf..d03e52996ab41 100644
--- a/lib/private/Security/VerificationToken/VerificationToken.php
+++ b/lib/private/Security/VerificationToken/VerificationToken.php
@@ -8,6 +8,7 @@
 
 namespace OC\Security\VerificationToken;
 
+use OC\User\LastInteractiveLogin;
 use OCP\AppFramework\Utility\ITimeFactory;
 use OCP\BackgroundJob\IJobList;
 use OCP\IConfig;
@@ -27,6 +28,7 @@ public function __construct(
 		private ITimeFactory $timeFactory,
 		private ISecureRandom $secureRandom,
 		private IJobList $jobList,
+		private LastInteractiveLogin $lastInteractiveLogin,
 	) {
 	}
 
@@ -71,7 +73,7 @@ public function check(
 		}
 
 		if ($splitToken[0] < ($this->timeFactory->getTime() - self::TOKEN_LIFETIME)
-			|| ($expiresWithLogin && $user->getLastLogin() > $splitToken[0])) {
+			|| ($expiresWithLogin && $this->lastInteractiveLogin->get($user) > $splitToken[0])) {
 			$this->throwInvalidTokenException(InvalidTokenException::TOKEN_EXPIRED);
 		}
 
diff --git a/lib/private/Server.php b/lib/private/Server.php
index 92b2b4bebbb43..1115ec3aeca45 100644
--- a/lib/private/Server.php
+++ b/lib/private/Server.php
@@ -154,6 +154,7 @@
 use OC\User\DisplayNameCache;
 use OC\User\Listeners\BeforeUserDeletedListener;
 use OC\User\Listeners\UserChangedListener;
+use OC\User\Listeners\UserLoggedInWithCookieListener;
 use OC\User\Session;
 use OC\User\User;
 use OCA\Theming\ImageManager;
@@ -1136,6 +1137,7 @@ private function connectDispatcher(): void {
 		$eventDispatcher->addServiceListener(BeforeUserDeletedEvent::class, BeforeUserDeletedListener::class);
 		$eventDispatcher->addServiceListener(UserDeletedEvent::class, SubAdmin::class);
 		$eventDispatcher->addServiceListener(GroupDeletedEvent::class, SubAdmin::class);
+		$eventDispatcher->addServiceListener(UserLoggedInWithCookieEvent::class, UserLoggedInWithCookieListener::class);
 
 		FilesMetadataManager::loadListeners($eventDispatcher);
 		GenerateBlurhashMetadata::loadListeners($eventDispatcher);
diff --git a/lib/private/User/LastInteractiveLogin.php b/lib/private/User/LastInteractiveLogin.php
new file mode 100644
index 0000000000000..dc84c3d448747
--- /dev/null
+++ b/lib/private/User/LastInteractiveLogin.php
@@ -0,0 +1,52 @@
+<?php
+
+declare(strict_types=1);
+
+/**
+ * SPDX-FileCopyrightText: 2026 Nextcloud GmbH and Nextcloud contributors
+ * SPDX-License-Identifier: AGPL-3.0-or-later
+ */
+
+namespace OC\User;
+
+use OCP\AppFramework\Utility\ITimeFactory;
+use OCP\Config\IUserConfig;
+use OCP\IUser;
+
+/**
+ * Timestamp of the last time an account actually authenticated.
+ *
+ * Distinct from {@see IUser::getLastLogin()}, which is also refreshed while
+ * revalidating an already authenticated session and therefore keeps moving for
+ * any account that merely has a session open somewhere. Verification tokens
+ * expire on login, so they must be compared against this value instead.
+ */
+class LastInteractiveLogin {
+	private const string CONFIG_APP = 'login';
+	private const string CONFIG_KEY = 'lastInteractiveLogin';
+
+	public function __construct(
+		private IUserConfig $userConfig,
+		private ITimeFactory $timeFactory,
+	) {
+	}
+
+	public function record(IUser $user): void {
+		$this->userConfig->setValueInt(
+			$user->getUID(),
+			self::CONFIG_APP,
+			self::CONFIG_KEY,
+			$this->timeFactory->getTime(),
+			lazy: true,
+		);
+	}
+
+	public function get(IUser $user): int {
+		return $this->userConfig->getValueInt(
+			$user->getUID(),
+			self::CONFIG_APP,
+			self::CONFIG_KEY,
+			lazy: true,
+		);
+	}
+}
diff --git a/lib/private/User/Listeners/UserLoggedInWithCookieListener.php b/lib/private/User/Listeners/UserLoggedInWithCookieListener.php
new file mode 100644
index 0000000000000..024eabe8f0a3d
--- /dev/null
+++ b/lib/private/User/Listeners/UserLoggedInWithCookieListener.php
@@ -0,0 +1,34 @@
+<?php
+
+declare(strict_types=1);
+
+/**
+ * SPDX-FileCopyrightText: 2026 Nextcloud GmbH and Nextcloud contributors
+ * SPDX-License-Identifier: AGPL-3.0-or-later
+ */
+
+namespace OC\User\Listeners;
+
+use OC\User\LastInteractiveLogin;
+use OCP\EventDispatcher\Event;
+use OCP\EventDispatcher\IEventListener;
+use OCP\User\Events\UserLoggedInWithCookieEvent;
+
+/**
+ * @template-implements IEventListener<UserLoggedInWithCookieEvent>
+ */
+class UserLoggedInWithCookieListener implements IEventListener {
+	public function __construct(
+		private LastInteractiveLogin $lastInteractiveLogin,
+	) {
+	}
+
+	#[\Override]
+	public function handle(Event $event): void {
+		if (!($event instanceof UserLoggedInWithCookieEvent)) {
+			return;
+		}
+
+		$this->lastInteractiveLogin->record($event->getUser());
+	}
+}
diff --git a/tests/lib/Authentication/Login/RecordInteractiveLoginCommandTest.php b/tests/lib/Authentication/Login/RecordInteractiveLoginCommandTest.php
new file mode 100644
index 0000000000000..7844a41eab549
--- /dev/null
+++ b/tests/lib/Authentication/Login/RecordInteractiveLoginCommandTest.php
@@ -0,0 +1,41 @@
+<?php
+
+/**
+ * SPDX-FileCopyrightText: 2026 Nextcloud GmbH and Nextcloud contributors
+ * SPDX-License-Identifier: AGPL-3.0-or-later
+ */
+
+declare(strict_types=1);
+
+namespace Test\Authentication\Login;
+
+use OC\Authentication\Login\RecordInteractiveLoginCommand;
+use OC\User\LastInteractiveLogin;
+use PHPUnit\Framework\MockObject\MockObject;
+
+class RecordInteractiveLoginCommandTest extends ALoginTestCommand {
+	/** @var LastInteractiveLogin|MockObject */
+	private $lastInteractiveLogin;
+
+	#[\Override]
+	protected function setUp(): void {
+		parent::setUp();
+
+		$this->lastInteractiveLogin = $this->createMock(LastInteractiveLogin::class);
+
+		$this->cmd = new RecordInteractiveLoginCommand(
+			$this->lastInteractiveLogin
+		);
+	}
+
+	public function testProcess(): void {
+		$data = $this->getLoggedInLoginData();
+		$this->lastInteractiveLogin->expects($this->once())
+			->method('record')
+			->with($this->user);
+
+		$result = $this->cmd->process($data);
+
+		$this->assertTrue($result->isSuccess());
+	}
+}
diff --git a/tests/lib/Security/VerificationToken/VerificationTokenTest.php b/tests/lib/Security/VerificationToken/VerificationTokenTest.php
index ed5890afba5a0..7976580617fe6 100644
--- a/tests/lib/Security/VerificationToken/VerificationTokenTest.php
+++ b/tests/lib/Security/VerificationToken/VerificationTokenTest.php
@@ -10,6 +10,7 @@
 namespace Test\Security\VerificationToken;
 
 use OC\Security\VerificationToken\VerificationToken;
+use OC\User\LastInteractiveLogin;
 use OCP\AppFramework\Utility\ITimeFactory;
 use OCP\BackgroundJob\IJobList;
 use OCP\IConfig;
@@ -33,6 +34,8 @@ class VerificationTokenTest extends TestCase {
 	protected $timeFactory;
 	/** @var IJobList|MockObject */
 	protected $jobList;
+	/** @var LastInteractiveLogin|MockObject */
+	protected $lastInteractiveLogin;
 
 	#[\Override]
 	protected function setUp(): void {
@@ -43,16 +46,24 @@ protected function setUp(): void {
 		$this->timeFactory = $this->createMock(ITimeFactory::class);
 		$this->secureRandom = $this->createMock(ISecureRandom::class);
 		$this->jobList = $this->createMock(IJobList::class);
+		$this->lastInteractiveLogin = $this->createMock(LastInteractiveLogin::class);
 
 		$this->token = new VerificationToken(
 			$this->config,
 			$this->crypto,
 			$this->timeFactory,
 			$this->secureRandom,
-			$this->jobList
+			$this->jobList,
+			$this->lastInteractiveLogin
 		);
 	}
 
+	protected function mockLastInteractiveLogin(int $timestamp): void {
+		$this->lastInteractiveLogin->expects($this->atLeastOnce())
+			->method('get')
+			->willReturn($timestamp);
+	}
+
 	public function testTokenUserUnknown(): void {
 		$this->expectException(InvalidTokenException::class);
 		$this->expectExceptionCode(InvalidTokenException::USER_UNKNOWN);
@@ -148,9 +159,6 @@ public function testTokenExpired(): void {
 		$user->expects($this->atLeastOnce())
 			->method('getUID')
 			->willReturn('alice');
-		$user->expects($this->any())
-			->method('getLastLogin')
-			->willReturn(604803);
 
 		$this->config->expects($this->atLeastOnce())
 			->method('getUserValue')
@@ -182,9 +190,7 @@ public function testTokenExpiredByLogin(): void {
 		$user->expects($this->atLeastOnce())
 			->method('getUID')
 			->willReturn('alice');
-		$user->expects($this->any())
-			->method('getLastLogin')
-			->willReturn(604803);
+		$this->mockLastInteractiveLogin(604803);
 
 		$this->config->expects($this->atLeastOnce())
 			->method('getUserValue')
@@ -208,6 +214,39 @@ public function testTokenExpiredByLogin(): void {
 		$this->token->check('encryptedToken', $user, 'fingerprintToken', 'foobar', true);
 	}
 
+	public function testTokenNotExpiredBySessionRevalidation(): void {
+		$user = $this->createMock(IUser::class);
+		$user->expects($this->atLeastOnce())
+			->method('isEnabled')
+			->willReturn(true);
+		$user->expects($this->atLeastOnce())
+			->method('getUID')
+			->willReturn('alice');
+		$user->expects($this->never())
+			->method('getLastLogin');
+		// last actual authentication predates the token
+		$this->mockLastInteractiveLogin(604700);
+
+		$this->config->expects($this->atLeastOnce())
+			->method('getUserValue')
+			->with('alice', 'core', 'fingerprintToken', null)
+			->willReturn('encryptedToken');
+		$this->config->expects($this->any())
+			->method('getSystemValueString')
+			->with('secret')
+			->willReturn('357111317');
+
+		$this->crypto->method('decrypt')
+			->with('encryptedToken', 'foobar' . '357111317')
+			->willReturn('604800:barfoo');
+
+		$this->timeFactory->expects($this->any())
+			->method('getTime')
+			->willReturn(604801);
+
+		$this->token->check('barfoo', $user, 'fingerprintToken', 'foobar', true);
+	}
+
 	public function testTokenMismatch(): void {
 		$user = $this->createMock(IUser::class);
 		$user->expects($this->atLeastOnce())
@@ -216,9 +255,6 @@ public function testTokenMismatch(): void {
 		$user->expects($this->atLeastOnce())
 			->method('getUID')
 			->willReturn('alice');
-		$user->expects($this->any())
-			->method('getLastLogin')
-			->willReturn(604703);
 
 		$this->config->expects($this->atLeastOnce())
 			->method('getUserValue')
@@ -250,9 +286,6 @@ public function testTokenSuccess(): void {
 		$user->expects($this->atLeastOnce())
 			->method('getUID')
 			->willReturn('alice');
-		$user->expects($this->any())
-			->method('getLastLogin')
-			->willReturn(604703);
 
 		$this->config->expects($this->atLeastOnce())
 			->method('getUserValue')
diff --git a/tests/lib/User/Listeners/UserLoggedInWithCookieListenerTest.php b/tests/lib/User/Listeners/UserLoggedInWithCookieListenerTest.php
new file mode 100644
index 0000000000000..ed5f0fb89a328
--- /dev/null
+++ b/tests/lib/User/Listeners/UserLoggedInWithCookieListenerTest.php
@@ -0,0 +1,49 @@
+<?php
+
+declare(strict_types=1);
+
+/**
+ * SPDX-FileCopyrightText: 2026 Nextcloud GmbH and Nextcloud contributors
+ * SPDX-License-Identifier: AGPL-3.0-or-later
+ */
+
+namespace Test\User\Listeners;
+
+use OC\User\LastInteractiveLogin;
+use OC\User\Listeners\UserLoggedInWithCookieListener;
+use OCP\IUser;
+use OCP\User\Events\UserLoggedInEvent;
+use OCP\User\Events\UserLoggedInWithCookieEvent;
+use PHPUnit\Framework\MockObject\MockObject;
+use Test\TestCase;
+
+class UserLoggedInWithCookieListenerTest extends TestCase {
+	/** @var LastInteractiveLogin|MockObject */
+	private $lastInteractiveLogin;
+	private UserLoggedInWithCookieListener $listener;
+
+	#[\Override]
+	protected function setUp(): void {
+		parent::setUp();
+
+		$this->lastInteractiveLogin = $this->createMock(LastInteractiveLogin::class);
+		$this->listener = new UserLoggedInWithCookieListener($this->lastInteractiveLogin);
+	}
+
+	public function testRecordsRememberMeLogin(): void {
+		$user = $this->createMock(IUser::class);
+		$this->lastInteractiveLogin->expects($this->once())
+			->method('record')
+			->with($user);
+
+		$this->listener->handle(new UserLoggedInWithCookieEvent($user, null));
+	}
+
+	public function testIgnoresUnrelatedEvent(): void {
+		$user = $this->createMock(IUser::class);
+		$this->lastInteractiveLogin->expects($this->never())
+			->method('record');
+
+		$this->listener->handle(new UserLoggedInEvent($user, 'user', null, false));
+	}
+}