diff --git a/CHANGELOG.md b/CHANGELOG.md
index b1bcb69..cc548aa 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -3,6 +3,7 @@
 All notable changes to the Sharpy smart contract are documented here.
 
 ## [Unreleased]
+- feat: invoice templates — reusable invoice configs — Adds InvoiceTemplate struct and create/get_template function
 - feat: recurring pause — pause/resume recurring chain — Adds pause_recurring / resume_recurring and is_recurring_pau
 - feat: discount config — set/get_discount — feat/discount-config
 - feat: invoice metadata — set/get_invoice_metadata — Adds InvoiceMetadata (key-value map) via set/get with creato
diff --git a/README.md b/README.md
index 2abc2b1..20dea1e 100644
--- a/README.md
+++ b/README.md
@@ -2,7 +2,7 @@
 
 ![Soroban](https://img.shields.io/badge/Soroban-Protocol%2027-6C63FF?logo=stellar)
 ![Rust](https://img.shields.io/badge/Rust-stable-orange?logo=rust)
-![Tests](https://img.shields.io/badge/tests-156%20passing-00D4AA)
+![Tests](https://img.shields.io/badge/tests-159%20passing-00D4AA)
 ![License](https://img.shields.io/badge/license-MIT-green)
 ![Version](https://img.shields.io/badge/version-0.2.0-6C63FF)
 [![Demo](https://img.shields.io/badge/Demo-Watch%20on%20Loom-00D4AA?logo=loom)](https://www.loom.com/share/09aa4a78e0c944dcab866a7036fde24d)
@@ -85,6 +85,7 @@ graph TD
 - **Freeze control** — `freeze_invoice()`/`unfreeze_invoice()` admin blocks/re-enables `pay` (frozen field)
 - **Invoice notes** — `set_invoice_notes()`/`get_invoice_notes()` free-text `InvoiceNotes { text, updated_at }`
 - **Invoice tags**
+- **Invoice templates** — `create_template`/`get_template` reusable configs `InvoiceTemplate`
 - **Recurring pause** — `pause_recurring`/`resume_recurring`/`is_recurring_paused`
 - **Discount config** — `set/get_discount` `DiscountConfig { discount_bps, updated_at }`
 - **Invoice metadata** — `set/get_invoice_metadata` `InvoiceMetadata { entries, updated_at }`
diff --git a/contracts/sharpy/src/events.rs b/contracts/sharpy/src/events.rs
index 165e5c3..3377553 100644
--- a/contracts/sharpy/src/events.rs
+++ b/contracts/sharpy/src/events.rs
@@ -286,3 +286,10 @@ pub struct RecurringPausedEvent { pub invoice_id: u64, pub paused: bool }
 pub fn recurring_paused(env: &Env, invoice_id: u64, paused: bool) {
     env.events().publish((symbol_short!("rpause"),), RecurringPausedEvent { invoice_id, paused });
 }
+
+#[contracttype]
+#[derive(Clone)]
+pub struct TemplateCreatedEvent { pub template_id: u64, pub creator: Address }
+pub fn template_created(env: &Env, template_id: u64, creator: &Address) {
+    env.events().publish((symbol_short!("tmpl"),), TemplateCreatedEvent { template_id, creator: creator.clone() });
+}
diff --git a/contracts/sharpy/src/lib.rs b/contracts/sharpy/src/lib.rs
index bf0f1b3..baf08f5 100644
--- a/contracts/sharpy/src/lib.rs
+++ b/contracts/sharpy/src/lib.rs
@@ -22,7 +22,7 @@ mod test;
 use soroban_sdk::{contract, contractimpl, symbol_short, token, Address, Bytes, Env, Map, String, Symbol, Vec};
 use types::{
     AuditEntry, CreateInvoiceParams, DisputeState, Invoice, InvoiceNotes, InvoiceOptions,
-    InvoicePayment, InvoiceStats, InvoiceStatus, InvoiceTags, InvoiceExtraMemo, Payment, InvoiceMetadata, DiscountConfig, RecurringPauseState, SplitRule,
+    InvoicePayment, InvoiceStats, InvoiceStatus, InvoiceTags, InvoiceExtraMemo, Payment, InvoiceMetadata, DiscountConfig, RecurringPauseState, InvoiceTemplate, SplitRule,
     SubscriptionParams,
 };
 
@@ -42,6 +42,7 @@ fn account_balance_key(account: &Address, token: &Address) -> (Symbol, Address,
 }
 fn invoice_notes_key(id: u64) -> (Symbol, u64) { (symbol_short!("notes"), id) }
 fn invoice_tags_key(id: u64) -> (Symbol, u64) { (symbol_short!("itags"), id) }
+fn template_key(id: u64) -> (Symbol, u64) { (symbol_short!("tmpl"), id) } fn template_counter_key() -> Symbol { symbol_short!("tmpl_ctr") }
 fn recurring_pause_key(id: u64) -> (Symbol, u64) { (symbol_short!("rpause"), id) }
 fn discount_key(id: u64) -> (Symbol, u64) { (symbol_short!("disc"), id) }
 fn invoice_metadata_key(id: u64) -> (Symbol, u64) { (symbol_short!("imeta"), id) }
@@ -1107,6 +1108,21 @@ impl SharpyContract {
     pub fn is_recurring_paused(env: Env, invoice_id: u64) -> bool {
         env.storage().persistent().get::<(Symbol,u64), RecurringPauseState>(&recurring_pause_key(invoice_id)).map(|s| s.paused).unwrap_or(false)
     }
+
+    pub fn create_template(env: Env, creator: Address, name: String, recipients: Vec<Address>, amounts: Vec<i128>) -> u64 {
+        creator.require_auth();
+        assert!(!recipients.is_empty(), "recipients empty");
+        assert_eq!(recipients.len(), amounts.len(), "length mismatch");
+        let ctr: u64 = env.storage().persistent().get(&template_counter_key()).unwrap_or(0) + 1;
+        env.storage().persistent().set(&template_counter_key(), &ctr);
+        let tmpl = InvoiceTemplate { name: name.clone(), recipients: recipients.clone(), amounts: amounts.clone(), template_id: ctr };
+        env.storage().persistent().set(&template_key(ctr), &tmpl);
+        events::template_created(&env, ctr, &creator);
+        ctr
+    }
+    pub fn get_template(env: Env, template_id: u64) -> Option<InvoiceTemplate> {
+        env.storage().persistent().get(&template_key(template_id))
+    }
 }
 
 /// Validates that a token address is not the zero address.
diff --git a/contracts/sharpy/src/test.rs b/contracts/sharpy/src/test.rs
index 2586f2e..e3226a8 100644
--- a/contracts/sharpy/src/test.rs
+++ b/contracts/sharpy/src/test.rs
@@ -3730,3 +3730,25 @@ mod test_recurring_pause {
     }
 }
 
+#[cfg(test)]
+mod test_template {
+    use soroban_sdk::{testutils::Address as _, Address, Env, String, Vec};
+    use crate::SharpyContractClient;
+    fn setup() -> (Env, SharpyContractClient<'static>) { let env=Env::default(); env.mock_all_auths(); let cid=env.register(crate::SharpyContract, ()); let c=SharpyContractClient::new(&env,&cid); let a=Address::generate(&env); let t=Address::generate(&env); c.initialize(&a,&t); (env,c) }
+    #[test] fn test_create_get_template() {
+        let (env, client)=setup(); let creator=Address::generate(&env); let r=Address::generate(&env);
+        let id=client.create_template(&creator, &String::from_str(&env, "standard"), &Vec::from_array(&env, [r.clone()]), &Vec::from_array(&env, [100i128]));
+        let tmpl=client.get_template(&id).unwrap(); assert_eq!(tmpl.name, String::from_str(&env, "standard")); assert_eq!(tmpl.recipients.get(0).unwrap(), r);
+    }
+    #[test] fn test_template_counter_increments() {
+        let (env, client)=setup(); let creator=Address::generate(&env); let r=Address::generate(&env);
+        let id1=client.create_template(&creator, &String::from_str(&env, "a"), &Vec::from_array(&env, [r.clone()]), &Vec::from_array(&env, [10i128]));
+        let id2=client.create_template(&creator, &String::from_str(&env, "b"), &Vec::from_array(&env, [r]), &Vec::from_array(&env, [20i128]));
+        assert_eq!(id2, id1+1);
+    }
+    #[test] #[should_panic(expected="recipients empty")] fn test_template_empty_panics() {
+        let (env, client)=setup(); let creator=Address::generate(&env);
+        client.create_template(&creator, &String::from_str(&env, "empty"), &Vec::new(&env), &Vec::new(&env));
+    }
+}
+
diff --git a/contracts/sharpy/src/types.rs b/contracts/sharpy/src/types.rs
index 9b09530..3b171d0 100644
--- a/contracts/sharpy/src/types.rs
+++ b/contracts/sharpy/src/types.rs
@@ -280,3 +280,13 @@ pub struct DiscountConfig {
 #[contracttype]
 #[derive(Clone, Debug)]
 pub struct RecurringPauseState { pub paused: bool, pub updated_at: u64 }
+
+/// Reusable invoice template stored on-chain.
+#[contracttype]
+#[derive(Clone, Debug)]
+pub struct InvoiceTemplate {
+    pub name: soroban_sdk::String,
+    pub recipients: soroban_sdk::Vec<Address>,
+    pub amounts: soroban_sdk::Vec<i128>,
+    pub template_id: u64,
+}