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💳 Fintech Mobile App (React Native)

A modern fintech mobile application built with React Native that enables users to manage finances, perform transactions, track expenses, and access secure digital payment features.

🚀 Features

  • 🔐 User authentication (Login / Register)
  • 💰 Wallet management (balance, deposits, withdrawals)
  • 💸 Send & receive money
  • 📊 Transaction history & analytics
  • 🧾 Expense tracking
  • 🏦 Bank / card integration (API-based)
  • 🔔 Push notifications for transactions
  • 🛡️ Secure authentication & data encryption
  • 📱 Responsive and smooth mobile UI

🛠️ Tech Stack

  • Frontend: React Native (CLI)
  • State Management: Redux / Context API
  • Navigation: React Navigation
  • Backend: Node.js / Express (or your API service)
  • Database: MongoDB / Firebase (depending on setup)
  • Authentication: JWT / OAuth
  • Payments: Stripe / Interswitch / Paystack (optional integration)
  • Storage: AsyncStorage / SecureStore

📦 Getting Started

Prerequisites

Make sure you have completed the React Native environment setup: 👉 https://reactnative.dev/docs/set-up-your-environment

⚙️ Installation

Clone the project:

git clone https://github.com/your-username/fintech-app.git cd fintech-app

Install dependencies: npm install

or

yarn install

▶️ Running the App

Start Metro:

npm start

or

yarn start

📱 Android

npm run android

or

yarn android

🍏 iOS

Install pods (first time only or after dependency updates): bundle install bundle exec pod install Run iOS app: npm run ios

or

yarn ios

🔑 Environment Variables

Create a .env file in the root directory: API_URL=https://your-api-url.com JWT_SECRET=your_secret_key PAYMENT_PUBLIC_KEY=your_payment_key

📁 Project Structure

/src /assets /components /screens /navigation /redux /services /utils App.tsx

🧪 Testing npm test

📌 Future Improvements

  • AI-based spending insights
  • Crypto wallet integration
  • Biometric authentication (Face ID / Fingerprint)
  • Multi-currency support
  • Dark mode UI

🤝 Contributing

Contributions are welcome. Please fork the repo and submit a pull request.

📄 License

This project is licensed under the MIT License.

👨‍💻 Author

Built by Kuroko Joy Full-Stack & Mobile Developer

WhatsApp Image 2026-04-27 at 08 29 59

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