Argyle is a consumer-permissioned employment and income data platform. The REST API and Link SDK let lenders, mortgage originators, background-check firms, gig marketplaces, and government benefits programs verify a worker's identity, employment, income, paystubs, deposits, shifts, gigs, and ratings directly from the source payroll, gig, and banking systems. Argyle covers approximately 90% of the U.S. workforce and is used by partners including Checkr, NFM Lending, Regional Finance, and LMCU, with loan-origination integrations into Encompass, nCino, Empower, and Byte.
URL: Visit APIs.json URL
- Type: Index
- Position: Consuming
- Access: 3rd-Party
- Employment Data
- Income Verification
- Payroll
- Identity Verification
- Financial Data
- Banking
- Gig Economy
- Mortgage
- Lending
- Background Checks
- Created: 2026-05-25
- Modified: 2026-05-25
| API | Surface | OpenAPI |
|---|---|---|
| Argyle Users API | /users, /user-tokens |
openapi/argyle-users-openapi.yml |
| Argyle Invites API | /invites |
openapi/argyle-invites-openapi.yml |
| Argyle Accounts API | /accounts |
openapi/argyle-accounts-openapi.yml |
| Argyle Items API | /items, /item-filters, /employer-search |
openapi/argyle-items-openapi.yml |
| Argyle Identities API | /identities |
openapi/argyle-identities-openapi.yml |
| Argyle Employments API | /employments |
openapi/argyle-employments-openapi.yml |
| Argyle Paystubs API | /paystubs |
openapi/argyle-paystubs-openapi.yml |
| Argyle Payroll Documents API | /payroll-documents |
openapi/argyle-payroll-documents-openapi.yml |
| Argyle Deposit Destinations API | /deposit-destinations |
openapi/argyle-deposit-destinations-openapi.yml |
| Argyle Shifts API | /shifts |
openapi/argyle-shifts-openapi.yml |
| Argyle Gigs API | /gigs |
openapi/argyle-gigs-openapi.yml |
| Argyle Vehicles API | /vehicles |
openapi/argyle-vehicles-openapi.yml |
| Argyle Ratings API | /ratings |
openapi/argyle-ratings-openapi.yml |
| Argyle Reports API | /reports |
openapi/argyle-reports-openapi.yml |
| Argyle User Uploads API | /user-uploads |
openapi/argyle-user-uploads-openapi.yml |
| Argyle User Forms API | /user-forms |
openapi/argyle-user-forms-openapi.yml |
| Argyle Verifications API | /verifications |
openapi/argyle-verifications-openapi.yml |
| Argyle Verifications Partners API | /verifications (partner-scoped) |
openapi/argyle-verifications-partners-openapi.yml |
| Argyle Banking API | /connect-url, /banking-reports, /bank-accounts, /financial-institutions |
(no public OpenAPI artifact yet — see docs) |
| Argyle Receipts API | /receipts |
openapi/argyle-receipts-openapi.yml |
Production base URL: https://api.argyle.com/v2
Sandbox base URL: https://api-sandbox.argyle.com/v2
Authentication: HTTP Basic with api_key_id / api_key_secret pairs issued through Argyle Console
Rate limit: 50 requests per second per integration
- capabilities/voie-workflow.yaml — combined VOIE workflow (create user, issue token, order verification, retrieve, generate report)
- capabilities/payroll-data-pull.yaml — identities, employments, paystubs, payroll documents for a connected user
- capabilities/gig-worker-coverage.yaml — gigs, shifts, vehicles, and ratings for gig-economy users
- rules/argyle-rules.yml — Argyle API conventions and Spectral-friendly rules
- vocabulary/argyle-financial-vocabulary.yml — domain vocabulary
- json-ld/argyle-financial-context.jsonld — JSON-LD context mapping core entities to schema.org
- json-schema/argyle-paystub-schema.json, argyle-identity-schema.json, argyle-verification-schema.json
- json-structure/argyle-financial-structure.json — entity graph and webhook catalog
- examples/ — request / response examples for create user, order verification, list paystubs
- plans/argyle-financial-plans-pricing.yml — API Commons Plans 0.1
- rate-limits/argyle-financial-rate-limits.yml — API Commons Rate Limits 0.1
- finops/argyle-financial-finops.yml — FinOps Framework / FOCUS 1.3 mapping
- GitHub Organization
- Website
- Developer Portal
- Documentation
- Postman Collection
- Webhooks
- Sandbox
- Sign Up
- Login
- Link SDK
- Web Link SDK
- Mobile SDKs
- Hosted Link
- Changelog
- Trust Center
- Blog
- Pricing
- Customers
- Errors
- Data Security
- Consumer-permissioned payroll-direct VOI / VOE verifications
- Combined VOIE workflow in a single API call
- Direct-from-bank VOA and VOAI through the Banking API
- Document processing path for W-2, 1099, and paystub uploads with OCR and authenticity checks
- Fannie Mae Day 1 Certainty reps-and-warrants relief
- Freddie Mac Asset and Income Modeler (AIM) eligibility
- Coverage of ~90% of the U.S. workforce across payroll, gig, and banking sources
- Hosted Link flow plus Web, iOS, Android, React Native, and Flutter SDKs
- Reports endpoint that emits underwriter-ready PDF and JSON deliverables
- Webhook-driven event model covering accounts, paystubs, documents, gigs, shifts, verifications
- Encompass, nCino, Empower, and Byte LOS/POS plugins
- Ocrolus integration for document authenticity
- Console no-code tooling for flow configuration and member management
- 50 RPS documented platform rate limit
- Sandbox at api-sandbox.argyle.com with synthetic payroll, gig, and banking data
- argyle-link-ios — Swift
- argyle-link-android — Kotlin
- argyle-link-react-native — Kotlin / JS
- argyle-link-flutter — Dart
FN: Kin Lane
Email: kin@apievangelist.com