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Full detail: Where this data comes from
Medibank Private Limited (ASX: MPL) is Australia's largest private health insurer, headquartered in Melbourne and operating two retail brands, Medibank and ahm, alongside the Amplar Health services arm. Founded in 1976 as a government-owned fund and privatised through an ASX listing in 2014, it underwrites hospital, extras and ambulance cover for Australian residents, Overseas Student Health Cover and Overseas Visitors Health Cover, and distributes travel, pet, life, income protection and accident cover alongside its core private health insurance book. Its API posture is fully partner-gated: there is no public API and no developer portal.
APIs.json: https://raw.githubusercontent.com/api-evangelist/medibank/refs/heads/main/apis.yml
- Insurance
- Australia
- Health Insurance
- Private Health Insurance
- Life and Health
- Carrier
- Claims
- Policy Administration
- Travel Insurance
- Pet Insurance
- Partner Gated
- Created: 2026-07-25
- Modified: 2026-07-25
None. Medibank publishes no public, self-serve API.
Every conventional developer host and path was probed on 2026-07-25. The developer, developers, docs and apis subdomains of medibank.com.au return no DNS answer. api.medibank.com.au resolves to 203.37.77.144 but does not accept a public TCP connection on port 443. /developers, /api, /developer, /partners and /integrations all return HTTP 404 on www.medibank.com.au, whose own sitemap — 1,364 URLs — contains no developer, API, SDK or integration page.
The only first-party integration surfaces are login walls and email-gated onboarding:
- Medibank Provider Self Service (linked from the provider hub as "Provider Central (ESP)") — HTTP 200, but a React single-page application with catch-all routing that serves the same shell for every path, including
/.well-known/openid-configuration. No API catalog is readable anonymously. - portal.medibank.com.au — a Palo Alto Networks GlobalProtect corporate VPN.
- HCP Portal — hospitals submit Hospital Casemix Protocol data after emailing
hcp@medibank.com.aufor access; the specification itself is published by the Australian Department of Health and Aged Care.
The real machine-to-machine rails are third-party and government-operated rather than Medibank-published:
- ECLIPSE — the Services Australia (Medicare Australia) in-patient online claiming system. Medibank accepts hospital claims and 25% Fund Gap medical claims from Simplified Billing Agents under claim type "MB", and ECLIPSE serves the Online Eligibility Check (OEC) with Presenting Illness (PIL) codes. Registration is with Services Australia, not Medibank.
- ECFWeb and THELMA — alternative eligibility-check channels named for providers without ECLIPSE OEC access.
- HICAPS and iSOFT — practice terminals carrying ancillary (extras) claiming.
- MPPA billing channel — pathology and diagnostic imaging, onboarded by phone and email.
- HCP — Hospital Casemix Protocol file submission.
No ACORD reference found. No occurrence of ACORD, AL3, ACORD XML or NGDS appears anywhere on Medibank's public estate. This is the expected result rather than a gap: ACORD's standards serve property-and-casualty and life carriers and their agency management systems, while Australian private health insurance runs on ECLIPSE, the Hospital Casemix Protocol and the Medicare Benefits Schedule. ECLIPSE and HCP are the local analogue of an ACORD posture, and neither is a Medibank publication.
None of the four insurance API verbs is exposed to unauthenticated developers. Quoting is a web funnel, binding and issuance are web and call-centre only, and claims intake — which is genuinely electronic — travels over ECLIPSE, HICAPS and iSOFT rather than any documented Medibank API.
Australia has the legal machinery for open insurance and no live obligation. APRA supervises prudentially and the Private Health Insurance Ombudsman handles conduct, but the Consumer Data Right that opened banking and energy was designated to extend to general insurance and then deferred and de-prioritised — and would not have reached private health insurance in any case. There is no forcing function that would put a Medibank API in front of an outside developer.
- Website
- Newsroom
- Provider hub
- Provider claims
- MPPA billing channel
- Hospital provider information (ECLIPSE, OEC, HCP)
- Information for Simplified Billing Agents
- Provider Self Service (Provider Central / ESP)
- GitHub organization — 12 public repositories, all recruitment exercises or AEM tooling forks
- Investor centre
- Privacy policy
- Legal information
- Security and privacy