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Yapily (yapily)

Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account Information) and PISP (Payment Initiation) capabilities, Variable Recurring Payments (VRP), transaction enrichment (Data Plus), Account Validation, and Hosted Payment/Consent Pages. Yapily Connect Ltd is FCA-authorised in the UK and Yapily Connect UAB is authorised by the Bank of Lithuania for EU coverage, allowing customers to launch without holding their own PSD2 permissions.

APIs.json: https://raw.githubusercontent.com/api-evangelist/yapily/refs/heads/main/apis.yml

Tags

  • Open Banking
  • AISP
  • PISP
  • Payments
  • Account Information
  • Variable Recurring Payments
  • Financial Services
  • PSD2
  • FCA
  • Berlin Group
  • UK
  • Europe
  • FinTech

Timestamps

  • Created: Sun May 24 2026 20:00:00 GMT-0400 (Eastern Daylight Time)
  • Modified: Sun May 24 2026 20:00:00 GMT-0400 (Eastern Daylight Time)

APIs

Yapily Platform API

Manage Applications, Users, Webhooks, Notifications, and Constraints that govern how downstream AIS/PIS interactions operate on the Yapily Open Banking platform.

Tags

  • Applications
  • Users
  • Webhooks
  • Notifications
  • Constraints
  • Platform

Properties

Yapily Institutions API

Discover and inspect the 2,000+ supported UK and European banks (ASPSPs), including supported features, payment methods, countries, BIC/BBAN identifiers, media assets, and authentication mechanisms.

Tags

  • Institutions
  • ASPSP
  • Open Banking

Properties

Yapily Consents and Authorisations API

Create, retrieve, revoke, and re-authorise PSD2 consents for AIS and PIS interactions across UK Open Banking and Berlin Group ASPSPs. Supports redirect, embedded, and decoupled flows.

Tags

  • Consents
  • Authorisations
  • PSD2
  • Open Banking

Properties

Yapily Data Access API (AIS)

Account Information Service Provider (AISP) endpoints for retrieving accounts, balances, transactions, identity, beneficiaries, scheduled payments, standing orders, direct debits, and statements with active end-user consent. Supports cursor pagination on transactions.

Tags

  • Account Information
  • AISP
  • Accounts
  • Balances
  • Transactions
  • Identity
  • Open Banking

Properties

Yapily Payments API (PIS)

Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and international payments directly from a customer's bank account. Single-use consent per payment.

Tags

  • Payments
  • PISP
  • Payment Initiation
  • Open Banking
  • PSD2

Properties

Yapily Variable Recurring Payments API

Variable Recurring Payments (VRP) endpoints for sweeping and commercial VRP including consent creation, funds confirmation, and payment execution under an active VRP consent.

Tags

  • Variable Recurring Payments
  • VRP
  • Sweeping
  • Open Banking
  • Payments

Properties

Yapily Hosted Pages API

Yapily-hosted UI flows for payment initiation and consent capture, including Pay By Link, single and bulk payments, VRP consent, and AIS consent capture — so customers don't have to build their own consent UI.

Tags

  • Hosted Pages
  • Pay By Link
  • Consent UI
  • Open Banking

Properties

Yapily Data Plus API

Transaction enrichment endpoints providing merchant detection, MCC categorisation, and spending insights across consumer and business accounts.

Tags

  • Enrichment
  • Categorisation
  • Merchant Detection
  • Insights
  • Open Banking

Properties

Yapily Beneficiaries API

Application-level and user-level beneficiary management endpoints to speed up repeat payment flows with reusable counterparties.

Tags

  • Beneficiaries
  • Payments
  • Open Banking

Properties

Common Properties

Maintainers

FN: Kin Lane Email: info@apievangelist.com

About

Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account Information) and PISP (Payment Initiation) capabilities, Variable Recurring Payments (VRP), transaction enrichment (Data Plus), Account Validation, and Hosted…

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