feat: Add demo accounts flow Basiq -> Neon -> UI

.env.example

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+# Supabase
+SUPABASE_URL=
+SUPABASE_ANON_KEY=
+SUPABASE_SERVICE_ROLE_KEY=
+
+# Basiq
+BASIQ_API_KEY=
+BASIQ_BASE_URL=https://au-api.basiq.io
+
+# Anthropic
+ANTHROPIC_API_KEY=
+
+# OpenAI (embeddings only)
+OPENAI_API_KEY=
+
+# Formance Ledger
+FORMANCE_LEDGER_URL=http://localhost:3068
+
+# App
+NEXT_PUBLIC_API_URL=http://localhost:8000
+NEXT_PUBLIC_APP_ENV=development

.github/CODEOWNERS

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+# Sensible Analytics CODEOWNERS
+
+# Default: Senior Engineers (Lead Team)
+* @Sensible-Analytics/lead
+
+# Frontend (React/TypeScript)
+apps/web/ @Sensible-Analytics/frontend
+*.tsx @Sensible-Analytics/frontend
+
+# Backend (API, Services)
+apps/api/ @Sensible-Analytics/backend
+
+# Infrastructure
+terraform/ @Sensible-Analytics/devops
+docker-compose.yml @Sensible-Analytics/devops
+
+# GitHub configs (keep last)
+.github/ @Sensible-Analytics/lead
+CODEOWNERS @Sensible-Analytics/lead

.github/CONTRIBUTING.md

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+# Contributing to Smart-GL
+
+This project follows the Sensible Analytics branching, PR, build & deployment standard.
+
+## Quick Reference
+
+Please refer to the full standard: [/tmp/branch_and_pr_standard.md](file:///tmp/branch_and_pr_standard.md)
+
+### Branch Naming
+- Use `type/short-description` (e.g., `feat/add-api`, `fix/graphql`)
+- Keep branches short-lived off `main`
+
+### PR Process
+1. Create branch from `main`
+2. Make changes, commit with conventional commit messages
+3. Push branch and open PR against `main`
+4. Add descriptive title and body; reference issue numbers
+5. Request reviews from CODEOWNERS
+6. Ensure all CI status checks pass before merge
+
+### Build & Test
+```bash
+# Turbo monorepo
+pnpm install
+pnpm build
+pnpm lint
+```
+
+### CI Requirements
+- Lint: ESLint
+- Build: API + Web

.github/ISSUE_TEMPLATE/bug_report.md

@@ -0,0 +1,25 @@
+---
+name: Bug report
+about: Create a report to help us improve
+title: '[Bug] '
+labels: 'bug'
+assignees: ''
+---
+
+**Describe the bug**
+A clear and concise description of what the bug is.
+
+**To Reproduce**
+Steps to reproduce the behavior:
+1. Go to '...'
+2. Click on '....'
+3. See error
+
+**Expected behavior**
+A clear and concise description of what you expected to happen.
+
+**Screenshots**
+If applicable, add screenshots to help explain your problem.
+
+**Additional context**
+Add any other context about the problem here.

.github/ISSUE_TEMPLATE/feature_request.md

@@ -0,0 +1,19 @@
+---
+name: Feature request
+about: Suggest an idea for this project
+title: '[Feature] '
+labels: 'enhancement'
+assignees: ''
+---
+
+**Is your feature request related to a problem? Please describe.**
+A clear and concise description of what the problem is.
+
+**Describe the solution you'd like**
+A clear and concise description of what you want to happen.
+
+**Describe alternatives you've considered**
+A clear and concise description of any alternative solutions or features you've considered.
+
+**Additional context**
+Add any other context about the feature request here.

.github/PULL_REQUEST_TEMPLATE.md

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+## Description
+
+Please include a summary of the changes and the related issue. Please also include relevant motivation and context.
+
+## Type of Change
+
+- [ ] Bug fix (non-breaking change which fixes an issue)
+- [ ] New feature (non-breaking change which adds functionality)
+- [ ] Breaking change (fix or feature that would cause existing functionality to not work as expected)
+- [ ] This change requires a documentation update
+
+## How Has This Been Tested?
+
+Please describe the tests that you ran to verify your changes. Provide instructions so we can reproduce.
+
+## Checklist
+
+- [ ] My code follows the style guidelines of this project
+- [ ] I have performed a self-review of my code
+- [ ] I have commented my code, particularly in hard-to-understand areas
+- [ ] I have made corresponding changes to the documentation
+- [ ] My changes generate no new warnings
+- [ ] I have added tests that prove my fix is effective or that my feature works
+- [ ] New and existing unit tests pass locally with my changes

.github/dependabot.yml

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+# Configure Dependabot
+version: 2
+updates:
+  - package-ecosystem: 'pip'
+    directory: '/'
+    schedule:
+      interval: 'weekly'
+
+  - package-ecosystem: 'npm'
+    directory: '/'
+    schedule:
+      interval: 'weekly'

.github/workflows/security-codeql.yml

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+name: CodeQL
+
+on:
+  push:
+    branches: [main, master]
+  pull_request:
+    branches: [main, master]
+  schedule:
+    - cron: '0 0 * * 1'  # Run every Monday
+
+concurrency:
+  group: ${{ github.workflow }}-${{ github.ref }}
+  cancel-in-progress: true
+
+permissions:
+  actions: read
+  contents: read
+  security-events: write
+
+jobs:
+  analyze:
+    name: Analyze
+    runs-on: ubuntu-latest
+    strategy:
+      fail-fast: false
+      matrix:
+        language: ['javascript', 'python']
+    steps:
+      - name: Checkout
+        uses: actions/checkout@v6
+
+      - name: Initialize CodeQL
+        uses: github/codeql-action/init@v4
+        with:
+          languages: ${{ matrix.language }}
+          queries: security-extended,security-and-quality
+
+      - name: Autobuild
+        uses: github/codeql-action/autobuild@v4
+
+      - name: Perform CodeQL Analysis
+        uses: github/codeql-action/analyze@v4
+        with:
+          category: "/language:${{matrix.language}}"

.github/workflows/stale.yml

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+name: Stale Issues
+
+on:
+  schedule:
+    - cron: '30 1 * * *'
+  workflow_dispatch:
+
+permissions:
+  issues: write
+  pull-requests: write
+
+jobs:
+  stale:
+    runs-on: ubuntu-latest
+    steps:
+      - name: Mark stale issues and PRs
+        uses: actions/stale@v10
+        with:
+          repo-token: ${{ secrets.GITHUB_TOKEN }}
+
+          stale-issue-message: |
+            This issue has been automatically marked as stale because it has not had recent activity.
+            It will be closed in 7 days if no further activity occurs.
+
+            If this issue is still relevant, please comment to keep it open.
+
+            Thank you for your contributions!
+
+          stale-pr-message: |
+            This pull request has been automatically marked as stale because it has not had recent activity.
+            It will be closed in 7 days if no further activity occurs.
+
+            If you're still working on this, please comment to keep it open.
+
+          close-issue-message: |
+            This issue has been automatically closed due to inactivity.
+            If you believe this is still relevant, please open a new issue with updated information.
+
+          close-pr-message: |
+            This pull request has been automatically closed due to inactivity.
+            If you'd like to continue working on this, please open a new PR.
+
+          days-before-stale: 60
+          days-before-close: 7
+          exempt-issue-labels: 'keep-open,priority,in-progress'
+          exempt-pr-labels: 'keep-open,priority,in-progress'
+          stale-issue-label: 'stale'
+          stale-pr-label: 'stale'
+          remove-stale-when-updated: true

.playwright-mcp/page-2026-04-19T01-58-20-029Z.yml

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+- generic [ref=e4]:
+  - generic [ref=e8]:
+    - generic [ref=e10]: Please note this consent will expire today.
+    - generic [ref=e11]: You can revoke your consent anytime.
+  - img [ref=e17]

.playwright-mcp/page-2026-04-19T01-59-08-117Z.yml

@@ -0,0 +1,14 @@
+- generic [ref=e4]:
+  - generic [ref=e8]:
+    - generic [ref=e11]: Please note this consent will expire today.
+    - generic [ref=e12]: You can revoke your consent anytime.
+    - heading "Manage your data sharing" [level=4] [ref=e15] [cursor=pointer]:
+      - generic [ref=e16]: Manage your data sharing
+      - img [ref=e18]
+    - generic [ref=e22]: We'll delete your data when we no longer need it.
+    - heading "Supporting parties" [level=4] [ref=e24] [cursor=pointer]:
+      - generic [ref=e25]: Supporting parties
+      - img [ref=e27]
+  - button "Approve" [ref=e34] [cursor=pointer]:
+    - generic [ref=e35]: Approve
+  - img [ref=e39]