Paybill is a Kenya-based technology company building critical financial and regulatory systems for the African market.

We design and develop infrastructure that powers tax compliance, payments, banking, and commerce, with a strong focus on local regulations, reliability, and long-term scalability.

Our work spans both public-sector compliance systems and private-sector financial platforms, built to operate in real African environments—not idealized ones.

We build systems that sit at the core of business and government operations, including:

• Tax & Compliance Systems

  • eTIMS (Kenya)
  • EFRIS (Uganda)
  • Other electronic invoicing & tax authority integrations

• Point of Sale (POS) Systems

  • Retail, hospitality, and enterprise-grade POS
  • Offline-first, high-availability designs

• Core Banking & Financial Platforms

  • Ledger systems
  • Account management
  • Transaction processing

• Mobile Money & Payments

  • M-Pesa and regional mobile money integrations
  • Payment gateways and reconciliation systems

• Enterprise & Government Integrations

  • Secure APIs
  • Reporting pipelines
  • Audit-ready architectures

• Regulation-first, not regulation-later Compliance is designed in from day one.
• Clarity over cleverness Systems should be understandable by humans, not just machines.
• Reliability beats novelty If it handles money, uptime and correctness come first.
• Local context matters Network instability, regulation changes, and scale realities are first-class concerns.
• Long-term maintainability We optimize for systems that still make sense years from now.

We don’t build magic. We build systems you can reason about.

Our stack is chosen for stability, clarity, and operational control:

• TypeScript, PHP (core languages)
• Terraform (infrastructure orchestration)
• Relational databases (schema-first design)
• Cloud-agnostic architecture
• Explicit ACL & policy models
• Event-driven and API-first designs where appropriate

We favor boring, proven tools—used well.

Paybill is open-source and community-driven.

We actively welcome:

• Infrastructure engineers
• Platform engineers
• SaaS architects
• Fintech & payments engineers
• AI engineers who value safety and structure

If you care about building systems that scale responsibly in Africa, you’ll feel at home here.

Each repository includes:

• Clear scope and responsibilities
• Opinionated architecture
• Contribution guidelines

Start with:

• Issues
• Discussions
• Design proposals

Thoughtful contributions are valued over volume.

🌐 https://paybill.ke 🐙 https://github.com/paybillke

Paybill Kenya

Control the platform. Scale with confidence.