consumer-lending

This project is to build a logistic regression model in R to see how the information on loan applications impacts the default rate

Consumer credit risk-monitoring case study covering exposure-weighted delinquency, cumulative loss, cohort seasoning, segment concentration, early-warning alerts, and deterministic stress testing across 2.2M public loan records.

Sunbit — independent third-party profile of a public API surface, by API Evangelist. Sunbit is a Los Angeles based financial technology company that builds point-of-sale buy now, pay-over-time financing for everyday needs — auto service and dealerships, dental, eyewear, veterinary, med spa, home services, and general retail.

Blend — independent third-party profile of a public API surface, by API Evangelist. Blend (Blend Labs) is a cloud digital-lending and account-opening platform for banks, credit unions, and mortgage lenders. Its Builder platform powers consumer-facing origination for mortgage (home lending), consumer lending (home equity, personal loans, credit card

Fifth Third Bancorp — independent third-party profile of a public API surface, by API Evangelist. Fifth Third Bancorp is a diversified super-regional financial services company providing commercial banking, branch banking, consumer lending, and wealth and asset management services across multiple U.S. states.

Veritus — independent third-party profile of a public API surface, by API Evangelist. Veritus (Veritus Agent) is a San Francisco fintech (Y Combinator S2025) building compliant, voice-first AI agents for the consumer-lending lifecycle - origination, servicing, and collections.

Lendtable — independent third-party profile of a public API surface, by API Evangelist. Lendtable was a US consumer fintech that extended a line of credit so individuals could afford to max out employer-sponsored benefits they would otherwise leave on the table — primarily the employer 401(k) match and Employee Stock Purchase Plans (ESPP).

Blend Labs — independent third-party profile of a public API surface, by API Evangelist. Blend Labs, Inc. (NYSE: BLND) is a cloud banking platform, founded in 2012 and headquartered in the San Francisco Bay Area, that powers digital lending and account opening for banks, credit unions, and mortgage lenders.

Theorem — independent third-party profile of a public API surface, by API Evangelist. Theorem builds machine-learning-powered credit underwriting infrastructure for consumer debt markets. Since 2014 the company has priced and purchased billions of dollars in loan volume, powering one of the longest-running investment programs in the market.

dv01 — independent third-party profile of a public API surface, by API Evangelist. dv01 is an "InvestorTech" data and analytics platform for the structured finance and consumer-lending markets, part of Fitch Group. It aggregates, standardizes, and validates loan-level data across asset classes (RMBS, auto, student loans, personal loans, buy-now-pay

Governed PostgreSQL credit decisioning framework for synthetic applications, pre-production strategy simulation, matched comparison, counteroffer governance, Expected Loss tradeoffs, and Power BI release validation—without PII.

LendUp — independent third-party profile of a public API surface, by API Evangelist. LendUp was a San Francisco consumer-lending fintech founded in 2011 and backed by GV and QED Investors, offering single-payment and installment loans to subprime borrowers alongside a gamified "LendUp Ladder" program that promised cheaper credit and credit-bureau r

MNT-Halan — independent third-party profile of a public API surface, by API Evangelist. MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-Halan operates a financial super app ("Halan") and a vertically integrated digital eco

Credit risk model predicting loan defaults with 90% accuracy, Python, Scikit-learn, SMOTE, Random Forest, Consumer Lending Domain Expertise

Admiral Group — independent third-party profile of a public API surface, by API Evangelist. Admiral Group plc is a FTSE 100 personal-lines insurance group headquartered in Cardiff, Wales, and listed on the London Stock Exchange since 2004. Its home market is the United Kingdom, where it is one of the largest motor insurers, trading through the Admi

Klar — independent third-party profile of a public API surface, by API Evangelist. Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico's CNBV, Klar offers a deposit account with yield, a no-annual-fee credit card, a secured

Souqalmal — independent third-party profile of a public API surface, by API Evangelist. Souqalmal was a UAE-based personal-finance comparison marketplace that let consumers across the GCC compare and apply for credit cards, personal loans, bank accounts, and insurance products online.

Graviti — independent third-party profile of a public API surface, by API Evangelist. Graviti is a Mexico City-based consumer fintech founded in 2020 that unlocks affordable access to essential home utilities for unbanked and underserved Mexican families, starting with solar water heaters financed through a pay-as-you-go (PayGo / BNPL) model of sma

Possible Finance — independent third-party profile of a public API surface, by API Evangelist. Possible Finance is a consumer fintech company offering small-dollar installment loans and credit-building products through a mobile app. Its core products are the Possible Loan (up to $500 with flexible repayment schedules), the Possible Advance (up to $